---
description: Learn more about PayJunction pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs.
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title: PayJunction Pricing, Reviews & Features - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [PayJunction](/software/70932/paperless-payment)

# PayJunction

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> PayJunction provides integrated gateway and merchant services to securely process any type of payment in-person or online.
> 
> Verdict: Rated **4.8/5** by 112 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses PayJunction?

PayJunction offers the most functionality to multi-store, multi-location businesses.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.8/5** | 112 Reviews |
| Ease of Use | 4.8/5 | Based on overall reviews |
| Customer Support Software | 4.7/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.7/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: PayJunction
- **Location**: Santa Barbara, US
- **Founded**: 2000

## Commercial Context

- **Starting Price**: US$50.00
- **Pricing Details**: $0.00 monthly fee. Fees are calculated as:&#10;&#10;Cost + 0.75% for credit cards and 0.75% for checks.
- **Target Audience**: 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- Contact Database
- Customer Accounts
- Debit/Credit Card Processing
- Electronic Signature
- In-Person Payments
- Mobile Payments
- PCI Compliance Software
- Payment Gateway Integration
- Payment Processing Software
- Recurring/Subscription Billing
- Reporting/Analytics
- Third-Party Integrations
- Transaction Monitoring

## Integrations (4 total)

- Adobe Commerce
- Shift4Shop
- Shopify
- Sycamore School

## Support Options

- Email/Help Desk
- Knowledge Base Software
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software)
- [Billing and Invoicing Software](https://www.capterra.ca/directory/30015/billing-and-invoicing/software)
- [Point of Sale Software](https://www.capterra.ca/directory/20052/point-of-sale/software)

## Alternatives

1. [Venmo](https://www.capterra.ca/software/182159/venmo-) — 4.7/5 (9296 reviews)
2. [XEPOS](https://www.capterra.ca/software/208844/xepos) — 4.7/5 (112 reviews)
3. [Square Point of Sale](https://www.capterra.ca/software/154907/square-point-of-sale) — 4.6/5 (3032 reviews)
4. [Epos Now](https://www.capterra.ca/software/152638/epos-now) — 3.8/5 (726 reviews)
5. [Clover](https://www.capterra.ca/software/166759/clover) — 3.8/5 (576 reviews)

## Reviews

### "Excellent payment processing platform" — 5.0/5

> **Zoe** | *September 25, 2024* | Veterinary Software | Recommendation rating: 10.0/10
> 
> **Pros**: Easy to use card processors, amazing locally based customer service.
> 
> **Cons**: Not every transaction need can be done from the integrated widget and you need to login to the website for recurring payments, refunds, etc.

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### "We Balance Every Night\!" — 5.0/5

> **Sue** | *March 11, 2025* | Veterinary Software | Recommendation rating: 10.0/10
> 
> **Pros**: Pay Junction's integration with ezyVet makes taking payments easy\!
> 
> **Cons**: Can't think of anything I don't like. I wouldn't mind if it integrated with Care Credit cards.
> 
> We balance EVERY night when we close. The support when needed is always helpful and quick.

-----

### "PayJunction a win for us\!" — 4.0/5

> **Gabriel** | *September 25, 2018* | Automotive | Recommendation rating: 10.0/10
> 
> **Pros**: PayJunction has been a super convenient and helpful solution with instantaneous access to customer profiles and capture data.  Integration with WooCommerce and the ability to take the system with us to trade shows is a huge plus.
> 
> **Cons**: WooCommerce integration and ability to replace Square is not 100%, but they are working on it.  A telephone-based or offline processing option could be nice here where we are at.  We have sketchy internet service at times.
> 
> Overall I really like the service and we will drop our other processors once we are finished with our remodel and have a single cashier.   I recommend them to everyone because while it isn't perfect, the issues we have with other processors are far greater and the fact that we can call to an american, english-speaking agent in Santa Barbara and get answers on the spot is HUGE.  And the entire team is fantastic.  I haven't had one person at PJ to complain about.

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### "Have been satisfied with service." — 3.0/5

> **Deborah** | *February 13, 2018*
> 
> **Pros**: The smart terminal where they can sign electronically.  The daily batch reports. When I have had to contact Pay Junction, the customer support very helpful.
> 
> **Cons**: Having to enter billing contact information.  The daily limit per transaction set originally by Pay Junction didn't allow us to process some of our transaction until we notified Pay Junction and got approved.

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### "Great merchant service platform for Veterinarians on the go\!" — 5.0/5

> **Jennifer** | *July 14, 2022* | Veterinary Software | Recommendation rating: 9.0/10
> 
> **Pros**: I am a Veterinarian who specializes in companion animal rehabilitation and chiropractic care. My practice has branches in 2 different states and provides services in both a traditional building location and mobile/house call options. The best features of PayJunction for me are the seamless intergration with my practice software, the flexibility accepting payments, and the ability to function at remote locations. Online payment links, a mobile terminal , and the ability to store cards securely are all important to my business.
> 
> **Cons**: Setting up locations in different states was challenging due to delays in state documentation necessary to complete the process. Despite the difficulties, the software was easy to apply once everything was in place.
> 
> The speed of payment processing and resulting receipt of funds has been very valuable to my practice.My practice doesn't utilize staff so the ability to spend more time with my clients and less time on clerical duties is important.  It has streamlined my visits to help manage the client experience and keep me efficient and productive.

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## Links

- [View on Capterra](https://www.capterra.ca/software/70932/paperless-payment)

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