---
description: Learn more about Financial Cents pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs.
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title: Financial Cents Pricing, Reviews & Features - Capterra Canada 2026
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Breadcrumb: [Home](/) > [Accounting Practice Management Software](/directory/31360/accounting-practice-management/software) > [Financial Cents](/software/186837/financial-cents)

# Financial Cents

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> Scale your accounting firm with one easy-to-use solution. Track client work, collaborate with your staff, and hit your deadlines.
> 
> Verdict: Rated **4.8/5** by 272 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Financial Cents?

We focus on all accounting firms and professionals (Accounting, Bookkeeping, Tax CPAs)

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.8/5** | 272 Reviews |
| Ease of Use | 4.8/5 | Based on overall reviews |
| Customer Support Software | 4.7/5 | Based on overall reviews |
| Value for Money | 4.7/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Financial Cents
- **Location**: Nashville, US
- **Founded**: 2018

## Commercial Context

- **Starting Price**: US$19.00
- **Pricing model**: Per User (Free Trial)
- **Pricing Details**: Financial Cents is offered across four pricing plans, outlined below. A 14 days free trial is available on all plans.&#10;&#10;• Solo Plan: $19 per user per month billed annually.&#10;For solo accounting, bookkeeping and tax professionals (single user firms). The only app you need to run your solo firm at one affordable price.&#10;&#10;• Team Plan: $49 per user per month (billed annually) or $69 per user per month (billed monthly).&#10;Hit deadlines with more visibility, collaboration, and organization.&#10;&#10;• Scale Plan: $69 per user per month (billed annually) or $89 per user per month (billed monthly).&#10;Increase firm productivity with more automations \&amp; integrations.&#10;&#10;• Enterprise Plan: custom pricing.&#10;Advance support, security \&amp; customization for large accounting firms.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Australia, Canada, United Kingdom, United States

## Features

- ACH Payment Processing
- Approval Workflow
- Billing & Invoicing
- Client Management
- Client Portal
- Collaboration Tools
- Communication Management
- Document Management Software
- Due Date Tracking
- File Sharing Software
- For Tax Practices
- Project Management Software
- Project Planning/Scheduling
- Reporting & Statistics
- Reporting/Project Tracking
- Resource Management Software
- Status Tracking
- Task Management Software
- Time & Expense Tracking
- Time Tracking Software
- Workflow Management Software

## Integrations (9 total)

- Adobe Acrobat
- Anchor
- Gmail
- Google Drive
- Microsoft Outlook
- OneDrive
- QuickBooks Online
- SmartVault
- Zapier

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Accounting Practice Management Software](https://www.capterra.ca/directory/31360/accounting-practice-management/software)

## Related Categories

- [Accounting Practice Management Software](https://www.capterra.ca/directory/31360/accounting-practice-management/software)
- [Project Management Software](https://www.capterra.ca/directory/30002/project-management/software)
- [Tax Practice Management Software](https://www.capterra.ca/directory/31359/tax-practice-management/software)

## Alternatives

1. [Karbon](https://www.capterra.ca/software/156181/karbon) — 4.7/5 (208 reviews)
2. [TaxDome](https://www.capterra.ca/software/186749/taxdome) — 4.7/5 (3627 reviews)
3. [BigTime](https://www.capterra.ca/software/131076/bigtime) — 4.6/5 (664 reviews)
4. [CMap](https://www.capterra.ca/software/169104/cmap) — 4.4/5 (5 reviews)
5. [BQE CORE Suite](https://www.capterra.ca/software/141096/bqe-software) — 4.5/5 (796 reviews)

## Reviews

### "Efficient workflows and smooth onboarding" — 5.0/5

> **Ryan** | *March 7, 2026* | Accounting Software | Recommendation rating: 10.0/10
> 
> **Pros**: Financial Cents has been a great addition to our accounting workflow. It has significantly improved our efficiency by keeping tasks, deadlines, and client communication organized in one place.&#10;&#10;One of the biggest benefits for us has been client onboarding. The ability to create structured workflows and track required documents makes the process much smoother and ensures nothing gets missed.
> 
> **Cons**: Would be nice if it also integrated with Xero easily and without friction.  Xero is a better platform for efficiency as well.
> 
> Overall, it’s a simple but powerful tool that helps our team stay organized, improve accountability, and provide a better experience for our clients.

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### "Great software." — 5.0/5

> **Jessica** | *March 27, 2026* | Accounting Software | Recommendation rating: 8.0/10
> 
> **Pros**: What I liked most about Financial Cents is how well it helps organize workflows and tasks in one place. It provides clear structure and visibility into ongoing work, making it easier to manage deadlines and keep the team aligned.
> 
> **Cons**: What I liked least was the pricing flexibility. Currently, the requirement for annual payment, along with the lack of monthly pricing and multi-currency options, makes it a bit challenging to fully evaluate the platform before committing. I would have preferred the ability to start on a monthly plan to better assess fit before moving to an annual agreement.
> 
> Overall, my experience with Financial Cents has been positive. The platform is well-structured and helpful for organizing workflows and managing tasks. It provides a solid foundation for operational processes, although there is room for improvement in flexibility and pricing options.

-----

### "Comprehensive accounting client and project solution" — 5.0/5

> **Lalit** | *September 18, 2025* | Accounting Software | Recommendation rating: 10.0/10
> 
> **Pros**: I like that it is easy to use. The Financial cents team is very responsive to feedback. They often create customized solution for our specific needs. I love that there are many pre-built templates that make the project tracking faster.
> 
> **Cons**: There is not much that I dislike. Only feedback I have that it could be too customizable rather than more rigid processes.
> 
> Overall our firm is very satisfied. The onboarding was a breeze. Switching over and transition period was very smooth.

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### "An All-in-One Solution for Accounting Workflows" — 5.0/5

> **Adam** | *March 11, 2025* | Accounting Software | Recommendation rating: 9.0/10
> 
> **Pros**: Financial Cents has an intuitive interface that makes it easy to track both projects and tasks in one place. The onboarding process is smooth, and I appreciate that all features are included in one transparent price—no hidden costs or add-ons. The platform is also evolving in the right direction, striking a balance between flexibility for unique workflows and simplicity for team adoption.
> 
> **Cons**: As a growing platform, some features are still in development. For example, online billing for Canadian users isn’t available yet, which would make managing payments much more convenient. Additionally, while the system is flexible, there are still areas where customization options could be expanded to better fit different firm structures.
> 
> Financial Cents has been a valuable tool for managing our bookkeeping and accounting workflows. It has simplified collaboration, improved task visibility, and helped ensure deadlines are met. While there’s room for growth, the team is highly responsive to feedback, and I’m happy with the direction the product is going. It’s a great solution for accounting firms looking for a balance between usability and powerful workflow management.

-----

### "Payment Processing Requires SIN" — 1.0/5

> **Pat** | *September 25, 2026* | Accounting Software | Recommendation rating: 0.0/10
> 
> **Pros**: Our main purpose to try Financial Cents was for time tracking.  It did a good job at this, to a point.  For invoicing you needed to sign up for payment processing - in US base terms - even if we had no intention of using the payment processing.  From what we saw, credit\\debit transactions could be processed but not e-mail money transfers.  The US feature was available.  We are a Canadian company\!\!
> 
> **Cons**: We did not like that we had to provide a SIN number to use the invoicing feature, even if we had no intention of using the built in payment method.  This was a deal breaker.   It could not provide a simple report with all the notes on each time entry.  We needed to open each time entry to see the full notes.  So now even the time entry was not useful to us for our billing.  Providing the owner's SIN to US company for a feature we did not want became the deal breaker.  There is no need to collect my SIN.  If that is US law, then you need to talk to your legislators because that is total nonsense.  We didn't even want to use the payment feature.  We collect our receivables just fine thank you\!&#10;Financial Cents could have chosen to have the invoice feature with an extra cost but they chose to include it and be limited to their collection process.  Another way to make money.  Kind of sneaky and not above board.&#10;The time tracking became useless with the report, and invoicing was a no go due to requiring a SIN. Dropped this in 3 weeks.
> 
> Easy to get started.&#10;Screen displays can't add\\change columns making what I saw, what they want me to see not what I wanted to see.&#10;Would have stayed using time tracking if we could have better reports about client billing especially the notes as that determines invoicing descriptions.&#10;  They send too many emails - maybe they could be turned off - but emails from members of the team with updates, seemed like daily.

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