--- description: Learn more about Melio pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Melio Pricing, Reviews & Features - Capterra Canada 2026 --- Breadcrumb: [Home](/) > [Accounts Payable Software](/directory/30520/accounts-payable/software) > [Melio](/software/184673/melio) # Melio Canonical: https://www.capterra.ca/software/184673/melio Page: 1 / 17\ Next: [Next page](https://www.capterra.ca/software/184673/melio?page=2) > Melio is a cloud-based AP/AR solution that helps businesses manage vendor payments, optimize cash flow, and streamline finances. > > Verdict: Rated **4.2/5** by 405 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Melio? Caters to business owners and finance teams in the US to streamline AP and AR and improve cash flow. Also, ideal for US accountants seeking an AP solution. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.2/5** | 405 Reviews | | Ease of Use | 4.4/5 | Based on overall reviews | | Customer Support Software | 4.0/5 | Based on overall reviews | | Value for Money | 4.3/5 | Based on overall reviews | | Features | 4.1/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Melio - **Founded**: 2018 ## Commercial Context - **Starting Price**: US$25.00 - **Pricing model**: Per User (Free version available) (Free Trial) - **Pricing Details**: Subscription fee: Free Credit/Debit card transaction fee: 2.9% Bank transfer (ACH): Free Same-day bank transfer: 1% Sending checks (with USPS): Free Expedited check delivery (with FedEx): $20 International USD transfer: $20 - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) - **Supported Languages**: English - **Available Countries**: United States ## Features - ACH Payment Processing - Accounts Payable Software - Accounts Receivable Software - Approval Workflow - Bank Reconciliation - Billing & Invoicing - Cash Management - Client Management - Contact Database - Customer Statements - Customizable Invoices - Debit/Credit Card Processing - Document Management Software - Due Date Tracking - Dunning Management - Duplicate Payment Alert - Electronic Funds Transfer - Expense Tracking - General Ledger - Invoice Management - Invoice Processing - Mobile Payments - Multi-Currency - Multi-Period Recurring Billing - Multiple Payment Options - Online Payments - PCI Compliance Software - Payment Processing Software - Receivables Ledger - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Spend Analysis - Task Management Software - Third-Party Integrations ## Integrations (3 total) - FreshBooks - QuickBooks Online - QuickBooks Online Advanced ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base Software - Chat ## Category - [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software) ## Related Categories - [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software) - [Billing and Invoicing Software](https://www.capterra.ca/directory/30015/billing-and-invoicing/software) - [Accounts Receivable Software](https://www.capterra.ca/directory/30521/accounts-receivable/software) - [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software) - [Recurring Billing Software](https://www.capterra.ca/directory/30927/recurring-billing/software) ## Alternatives 1. [QuickBooks Online](https://www.capterra.ca/software/141374/quickbooks-online) — 4.3/5 (8543 reviews) 2. [Xero](https://www.capterra.ca/software/169561/xero) — 4.4/5 (3330 reviews) 3. [QuickBooks Enterprise](https://www.capterra.ca/software/46497/quickbooks-enterprise) — 4.5/5 (20688 reviews) 4. [Stampli](https://www.capterra.ca/software/147301/stampli) — 4.8/5 (463 reviews) 5. [NetSuite](https://www.capterra.ca/software/135757/netsuite) — 4.2/5 (2077 reviews) ## Reviews ### "Smooth Business Transactions" — 5.0/5 > **Kimb** | *March 16, 2025* | Design | Recommendation rating: 9.0/10 > > **Pros**: It's the most suitable for business accounting software integration that will make everything smooth and clear > > **Cons**: There is a chance of card payments to result in significant fees if you use the service frequently > > I have to say that I've had a so-so experience with Melio for payments processing ----- ### "Melio- reliable and easily to use" — 5.0/5 > **Miriam** | *April 27, 2025* | Education Management | Recommendation rating: 9.0/10 > > **Pros**: Malio is quick to learn and start using immediately. Can create a streamlined workflow easily > > **Cons**: There is extended free trial unfortunately. More options at different price points would be ideal ----- ### "BEWARE+STAY AWAY+SCAM" — 1.0/5 > **Ernesto** | *April 24, 2025* | Construction | Recommendation rating: 1.0/10 > > **Pros**: Not much, I don't know. Let me see...? Hmmm...\! Ummm,,,\! Nothing\! > > **Cons**: Stay away from this company. They don't have a phone number. They double charged me fees.Also- my customers can't pay on the website for some reason? > > Was decent at first, then went bad. downhill fast. Seems like Melio is having funding and financial problems. They will hold your money for long periods of time. BEWARE...\!\!\! ----- ### "Hands down my favorite AP software" — 5.0/5 > **Kara** | *May 8, 2025* | Accounting Software | Recommendation rating: 10.0/10 > > **Pros**: Melio is very user-friendly and has great integration with QuickBooks > > **Cons**: I'm not a fan of the recent move to a subscription-based service, but the value provided is still the best on the market for the price point. ----- ### "Great software, if the payment is successful." — 4.0/5 > **Bridgette** | *November 10, 2025* | Retail | Recommendation rating: 6.0/10 > > **Pros**: The software is straight forward and does not require much of a learning curve. The customer support is quick to respond, usually within 20 minutes via the chat support. I chose this software to assist with money transfer and the managing of invoices. I do not recall any fees or charges associated with the software. Set up took all of about thirty minutes, if that. > > **Cons**: I wanted to love this software, but was unfortunately unable to truly experience its benefits. I have been in business over ten years and have used multiple invoice software companies with no issues. What attracted me the most to Melio was same day and next day ACH transfer. This never happened. I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review. The software has great promise, but not much follow through. ----- Page: 1 / 17\ Next: [Next page](https://www.capterra.ca/software/184673/melio?page=2) ## Links - [View on Capterra](https://www.capterra.ca/software/184673/melio) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | ----- ## Structured Data