---
description: Learn more about ACH Processing pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs.
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title: ACH Processing Pricing, Reviews & Features - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [ACH Processing](/software/177243/ach-processing)

# ACH Processing

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> A complete suite of ACH solutions that enables businesses to seamlessly integrate payment functionality into their platforms.
> 
> Verdict: Rated **4.5/5** by 10 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses ACH Processing?

ACH payment processing system that helps businesses in all industries manage cash flow, and data protection through multiple processing methods such as batch upload, single entry \& API integration.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.5/5** | 10 Reviews |
| Ease of Use | 4.7/5 | Based on overall reviews |
| Customer Support Software | 4.6/5 | Based on overall reviews |
| Value for Money | 4.4/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Actum Processing
- **Founded**: 2011

## Commercial Context

- **Starting Price**: US$20.00
- **Pricing model**: Per User
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- In-Person Payments
- Mobile Payments
- Recurring/Subscription Billing
- Reporting/Analytics

## Support Options

- Chat

## Category

- [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software)

## Alternatives

1. [Stripe](https://www.capterra.ca/software/123889/stripe) — 4.6/5 (3309 reviews)
2. [PayPal](https://www.capterra.ca/software/179251/paypal) — 4.6/5 (26301 reviews)
3. [Venmo](https://www.capterra.ca/software/182159/venmo-) — 4.7/5 (9271 reviews)
4. [Square Payments](https://www.capterra.ca/software/170278/square-payments-processing) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.capterra.ca/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews)

## Reviews

### "Actum - Mantis Funding" — 5.0/5

> **Phillip** | *October 22, 2018* | Financial Services Software | Recommendation rating: 10.0/10
> 
> **Pros**: Very user friendly and responsive. Very flexible as well.
> 
> **Cons**: No complaints, they provide everything I need to complete my ACH transactions on a daily basis.
> 
> The customer service is by far the best I've ever experienced. Support team make my life easier on a daily basis, and I would highly recommend them to anyone looking for reliable ACH processing.

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### "Customer" — 5.0/5

> **Ryan** | *October 22, 2018* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: Excellent ACH Processing Service\! Very reliable.
> 
> **Cons**: I have had no complaints when using their service.
> 
> Overall very happy customer\!

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### "They set me up to fail" — 1.0/5

> **Susan** | *September 9, 2019* | Business Supplies & Equipment | Recommendation rating: 0.0/10
> 
> **Pros**: It is clunky and not intuitive, everything is manual.
I liked nothing except that they said they would work with me.  I used a broker and trusted them.
> 
> **Cons**: After only 4 months without a call or email, stopped depositing my funds.  They kept billing customers, but stopped paying out. When I asked about it they terminated my account because they realized I am really small and a single chargeback sends me over NACHA guidelines.  Then they decided to hold on to my deposits indefinitely AND keep my reserve.  So they kept me in long enough to do my biggest billing month of they year and then kept ALL THE MONEY.  They are holding well over 25% of the money billed since I opened the account.
> 
> They were not responsive, not friendly and completely inhuman.

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### "ACH Processing Review" — 5.0/5

> **Daisy** | *December 20, 2022* | Transportation/Trucking/Railroad | Recommendation rating: 10.0/10
> 
> **Pros**: Easy setup. easy to train staff.  very secured.
> 
> **Cons**: can't think of any as overall is very good product and user friend. does the job\!

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### "Great Service\!" — 5.0/5

> **Stas** | *April 8, 2019* | Financial Services Software | Recommendation rating: 10.0/10
> 
> **Pros**: Easy to use and works fast. The login has no delays
> 
> **Cons**: So far I like all aspects of it as it is self explanatory.
> 
> The ease of the process for myself and my clients has helped my business grow.  The staff is exceptional and their response time is instant more importantly with the correct ansers.

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## Links

- [View on Capterra](https://www.capterra.ca/software/177243/ach-processing)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/177243/ACH-Processing/> |
| en-AE | <https://www.capterra.ae/software/177243/ach-processing> |
| en-AU | <https://www.capterra.com.au/software/177243/ach-processing> |
| en-CA | <https://www.capterra.ca/software/177243/ach-processing> |
| en-GB | <https://www.capterra.co.uk/software/177243/ach-processing> |
| en-IE | <https://www.capterra.ie/software/177243/ach-processing> |
| en-IL | <https://www.capterra.co.il/software/177243/ach-processing> |
| en-IN | <https://www.capterra.in/software/177243/ach-processing> |
| en-NZ | <https://www.capterra.co.nz/software/177243/ach-processing> |
| en-SG | <https://www.capterra.com.sg/software/177243/ach-processing> |
| en-ZA | <https://www.capterra.co.za/software/177243/ach-processing> |

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