--- description: Learn more about Qonto pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Qonto Pricing, Reviews & Features - Capterra Canada 2026 --- Breadcrumb: [Home](/) > [Online Banking Software](/directory/30589/online-banking/software) > [Qonto](/software/173384/qonto) # Qonto Canonical: https://www.capterra.ca/software/173384/qonto Page: 1 / 11\ Next: [Next page](https://www.capterra.ca/software/173384/qonto?page=2) > The business finance solution that energizes SMEs and freelancers. > > Verdict: Rated **4.5/5** by 251 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Qonto? SMEs, Freelancers, Micro-enterprises, Company creators, Non-profits ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.5/5** | 251 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support Software | 4.4/5 | Based on overall reviews | | Value for Money | 4.3/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Qonto ## Commercial Context - **Starting Price**: €9.00 - **Pricing model**: Flat Rate (Free version available) (Free Trial) - **Pricing Details**: €9 Basic €19 Smart €39 Premium €49 Essential €99 Business €199 Enterprise - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: French, German, Italian, Spanish - **Available Countries**: Austria, Belgium, France, French Guiana, Germany, Guadeloupe, Italy, Martinique, Mayotte, Netherlands, Portugal, Réunion, Saint Martin, Saint-Pierre-et-Miquelon, Spain ## Features - ATM Management - Accounting Software - Compliance Management - Corporate Card - Expense Tracking - Financial Management Software - Fraud Detection - Multi-Currency - Online Banking Software - Real-Time Data - Reporting & Statistics - Securities Management - Transaction Monitoring ## Integrations (17 total) - AssoConnect - Axonaut - Comptalib - Dougs - Dropbox Business - Fizen - Macompta.fr - Notion - Odoo - OneDrive - Payfit - Sellsy - Slack - Stripe Billing - Xero ... and 2 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base Software - Phone Support - 24/7 (Live rep) - Chat ## Category - [Online Banking Software](https://www.capterra.ca/directory/30589/online-banking/software) ## Related Categories - [Online Banking Software](https://www.capterra.ca/directory/30589/online-banking/software) - [Mobile Banking Software](https://www.capterra.ca/directory/10063/mobile-banking/software) - [Banking Systems Software](https://www.capterra.ca/directory/20008/banking-systems/software) - [Financial Reporting Software](https://www.capterra.ca/directory/30050/financial-reporting/software) - [Expense Report Software](https://www.capterra.ca/directory/30559/expense-report/software) ## Alternatives 1. [Chime](https://www.capterra.ca/software/1011580/chime) — 4.6/5 (104 reviews) 2. [Mercury](https://www.capterra.ca/software/1084476/Mercury) — 4.9/5 (57 reviews) 3. [Plaid](https://www.capterra.ca/software/174384/plaid) — 4.4/5 (101 reviews) 4. [Metaprise](https://www.capterra.ca/software/1023107/metaprise) — 4.7/5 (75 reviews) 5. [Revolut Business](https://www.capterra.ca/software/1005074/revolut-for-business) — 4.0/5 (81 reviews) ## Reviews ### "Qonto is my personal choice for business banking" — 5.0/5 > **Shimon Felix** | *December 15, 2025* | Marketing & Advertising | Recommendation rating: 10.0/10 > > **Pros**: The user experience is way better than with Wise or Getpenta. The interface is clean, intuitive, and well designed. Daily banking tasks are fast, reliable, and feel very professional. > > **Cons**: Not much. Some advanced features could be explained a bit better for new users, and pricing details may require a second look at first, but overall nothing major or problematic. > > I would reccommend Qonto wholeheartedly to any entrepreneur who wants a reliable online banking business account. ----- ### "A great bank" — 5.0/5 > **David** | *May 18, 2026* | Computer Software | Recommendation rating: 10.0/10 > > **Pros**: I like the ease of use both from a web browser and the mobile app. Allows me, as an USA citizen to have an account > > **Cons**: I don't like that there are fees on cash withdrawals and fees on foreign currency transactions on my charge card > > Very good over the past six years. I've had no problems with my account or my charge card and I feel well-informed about me account ----- ### "Unacceptable Account Block & Non-Existent Customer Support – Serious Risk for Businesses" — 1.0/5 > **Gilbert** | *April 10, 2026* | Printing | Recommendation rating: 0.0/10 > > **Pros**: Initially, Qonto offered a modern and easy-to-use business banking solution. The interface was intuitive, and for a long time, daily operations ran smoothly. As long as no issues occurred, the platform was reliable and efficient for handling business transactions. > > After several years as a satisfied customer, my experience changed drastically. Following a routine document request, my account was blocked without notice, even though all documents had been submitted. The account had a significant balance and was actively used for thousands of transactions per year. The consequences were severe: failed payments, disrupted operations, financial losses, and reputational damage. At the same time, support was completely unreachable. Even after multiple contact attempts and legal escalation, there was no response. The account was eventually reactivated without any explanation or apology. This lack of transparency and reliability led to a complete loss of trust. For a business-critical service like banking, this is unacceptable. ----- ### "Very good bank for business" — 5.0/5 > **Hugo** | *April 24, 2025* | Events Services | Recommendation rating: 9.0/10 > > **Pros**: perfect UI, perfect API, a lot of new features to make a all in one solution for bank and invoicing for small and medium company > > **Cons**: nothing much really, keep the good work. > > Pleased with the product, invoicing works well, easy to integrate with other third parties, maybe the pricing per user is too expensive though ----- ### "A must to save time" — 5.0/5 > **Miguel** | *May 22, 2025* | Venture Capital & Private Equity | Recommendation rating: 9.0/10 > > **Pros**: Amazingly nice user experience and integrations for expense management. It reconciliates expenses seamlessly > > **Cons**: Some invoices are still not properly reconciliated and the team needs to take photos, categorize and upload receipts > > Great experience. A significant 90%-10% move when doing the accounting. Way easier and faster, a must. ----- Page: 1 / 11\ Next: [Next page](https://www.capterra.ca/software/173384/qonto?page=2) ## Links - [View on Capterra](https://www.capterra.ca/software/173384/qonto) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | ----- ## Structured Data