---
description: Learn more about Square Payments pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Square Payments Pricing, Reviews & Features - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments](/software/170278/square-payments-processing)

# Square Payments

Canonical: https://www.capterra.ca/software/170278/square-payments-processing

Page: 1 / 110\
Next: [Next page](https://www.capterra.ca/software/170278/square-payments-processing?page=2)

> Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go.
> 
> Verdict: Rated **4.7/5** by 2716 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Who Uses Square Payments?

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 2716 Reviews |
| Ease of Use | 4.7/5 | Based on overall reviews |
| Customer Support Software | 4.4/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Square
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based (Free version available)
- **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10&#10;Keyed in: 3.5% + $.15 per transaction&#10;Online \&amp; invoices: 2.9% + $.30 per transaction&#10;&#10;Custom pricing packages are also available. Contact Square for more information.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, French, Japanese, Spanish
- **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States

## Features

- ACH Payment Processing
- Billing & Invoicing
- Contactless NFC
- Credit Card Processing
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- Mobile Payments
- Multiple Payment Options
- PCI Compliance Software
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations

## Integrations (29 total)

- Acuity Scheduling
- BigCommerce
- ClinicSense
- Craver
- DAVO
- Ecwid
- Fomo
- Jotform
- Linktree
- Make
- MarginEdge
- MoeGo
- Paymo
- Poptin
- QuickBooks Online Advanced

... and 14 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.ca/directory/31089/mobile-credit-card-processing/software)

## Alternatives

1. [Stripe](https://www.capterra.ca/software/123889/stripe) — 4.6/5 (3387 reviews)
2. [PayPal](https://www.capterra.ca/software/179251/paypal) — 4.6/5 (26682 reviews)
3. [Venmo](https://www.capterra.ca/software/182159/venmo-) — 4.7/5 (9306 reviews)
4. [Square Point of Sale](https://www.capterra.ca/software/154907/square-point-of-sale) — 4.6/5 (3039 reviews)
5. [Modisoft](https://www.capterra.ca/software/1060880/modisoft) — 5.0/5 (6 reviews)

## Reviews

### "Easy Credit Card Payments and Invoicing" — 5.0/5

> **michael** | *September 3, 2026* | Events Services | Recommendation rating: 10.0/10
> 
> **Pros**: Square makes it very easy to accept credit card payments and invoice clients for my event photography and videography services. Creating and sending professional invoices is simple, and clients have a convenient way to pay by credit card.
> 
> **Cons**: The credit card processing fees can add up, especially with larger event payments. Some of the additional features can also come with extra costs.
> 
> I have had a very positive experience with Square Payments. I use Square specifically for credit card payments and invoicing for my services. It makes it easy to create professional invoices, send them to clients, and receive credit card payments.

-----

### "Square Pay - A versatile and handy way to accept payment." — 5.0/5

> **Aaron** | *August 30, 2026* | Media Production | Recommendation rating: 10.0/10
> 
> **Pros**: Square is a great way to sell products without a register, interac machine or cash. There are many diffent varieties dependinng on what you're looking for and you can get it on your phone.
> 
> **Cons**: Some of them are rather costly. If you can't secure it and you're using it as a vendor or on the street it could get stolen.
> 
> I found it a very handy tool for getting payments at art shows without the need for the customer having to use cash.

-----

### "Square Performs, End of Discussion" — 5.0/5

> **Keith** | *March 13, 2026* | Wholesale | Recommendation rating: 10.0/10
> 
> **Pros**: Takes payments on laptop, mobile and the Square terminal.  Take payments anywhere, in store and remote locations. Even when no internet is available. Very easy to use, intuitive and fast. Deposits to our account are seamless and quick.
> 
> **Cons**: While their rates are on the high side Square has no minimum monthly fee. Some charges are complicated to anticipate. Foreign exchange rates are higher than expected. Avoid doing refunds as they are costly.
> 
> In 7-years of use we have not had any problems. The ability to send payment links, use in our online store and even with our service technicians on the road has been a huge advantage. We have not needed to contact customer support and have not experienced any bugs or issues with the service or equipment.

-----

### "Simple, Flexible, and Reliable for Any Business" — 5.0/5

> **Verified Reviewer** | *March 18, 2026* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: I love how practical and easy to use it is. Ive been using Square for years now and I had never had any issues with it.
> 
> **Cons**: The Square reader magstripe (the small device) was a bit more difficult to use compare the other options that are contactless and can easily scan cards by just tapping on them.
> 
> Great experience. The device is sturdy, easy to carry, easy to use and in overall great price for such a good quality item. Very easy to get the payments and easy initial set up.

-----

### "Fantastic product" — 5.0/5

> **Trisha** | *April 9, 2026* | Consumer Services | Recommendation rating: 10.0/10
> 
> **Pros**: The different payment methods are very handy. It is also very easy to set up on your mobile device so payments can be taken directly from your mobile with no equipment needed. The ability to customize items, taxes and tips in the app are very simple to set up. Payments are secure and quick.
> 
> **Cons**: The only con which is minor in my opinion is the 1-3 day wait to transfer funds. They do have ways around this with a small fee or by using the square card which makes funds spendable immediately.
> 
> Overall I enjoy Square. The ease of use and secure payments are wonderful. I often get compliments from customers on how convenient it is for them.

-----

Page: 1 / 110\
Next: [Next page](https://www.capterra.ca/software/170278/square-payments-processing?page=2)

## Links

- [View on Capterra](https://www.capterra.ca/software/170278/square-payments-processing)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.capterra.com.de/software/170278/square-payments-processing> |
| de-AT | <https://www.capterra.at/software/170278/square-payments-processing> |
| de-CH | <https://www.capterra.ch/software/170278/square-payments-processing> |
| en | <https://www.capterra.com/p/170278/Square-Payments-Processing/> |
| en-AE | <https://www.capterra.ae/software/170278/square-payments-processing> |
| en-AU | <https://www.capterra.com.au/software/170278/square-payments-processing> |
| en-CA | <https://www.capterra.ca/software/170278/square-payments-processing> |
| en-GB | <https://www.capterra.co.uk/software/170278/square-payments-processing> |
| en-IE | <https://www.capterra.ie/software/170278/square-payments-processing> |
| en-IL | <https://www.capterra.co.il/software/170278/square-payments-processing> |
| en-IN | <https://www.capterra.in/software/170278/square-payments-processing> |
| en-NZ | <https://www.capterra.co.nz/software/170278/square-payments-processing> |
| en-SG | <https://www.capterra.com.sg/software/170278/square-payments-processing> |
| en-ZA | <https://www.capterra.co.za/software/170278/square-payments-processing> |
| es | <https://www.capterra.es/software/170278/square-payments-processing> |
| es-AR | <https://www.capterra.com.ar/software/170278/square-payments-processing> |
| es-CL | <https://www.capterra.cl/software/170278/square-payments-processing> |
| es-CO | <https://www.capterra.co/software/170278/square-payments-processing> |
| es-CR | <https://www.capterra.co.cr/software/170278/square-payments-processing> |
| es-DO | <https://www.capterra.do/software/170278/square-payments-processing> |
| es-EC | <https://www.capterra.ec/software/170278/square-payments-processing> |
| es-MX | <https://www.capterra.mx/software/170278/square-payments-processing> |
| es-PA | <https://www.capterra.com.pa/software/170278/square-payments-processing> |
| es-PE | <https://www.capterra.pe/software/170278/square-payments-processing> |
| fr | <https://www.capterra.fr/software/170278/square-payments-processing> |
| fr-BE | <https://fr.capterra.be/software/170278/square-payments-processing> |
| fr-CA | <https://fr.capterra.ca/software/170278/square-payments-processing> |
| fr-LU | <https://www.capterra.lu/software/170278/square-payments-processing> |
| it | <https://www.capterra.it/software/170278/square-payments-processing> |
| ja | <https://www.capterra.jp/software/170278/square-payments-processing> |
| nl | <https://www.capterra.nl/software/170278/square-payments-processing> |
| nl-BE | <https://www.capterra.be/software/170278/square-payments-processing> |
| pt | <https://www.capterra.com.br/software/170278/square-payments-processing> |
| pt-PT | <https://www.capterra.pt/software/170278/square-payments-processing> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Capterra Canada","address":{"@type":"PostalAddress","addressLocality":"Toronto","addressRegion":"ON","postalCode":"M2N 7E9","streetAddress":"5000 Yonge Street 14th Floor, Suite 1402 Toronto ON M2N 7E9"},"description":"Capterra Canada helps millions of people find the best business software. With software reviews, ratings, infographics and a comprehensive list of business software.","email":"info@capterra.ca","url":"https://www.capterra.ca/","logo":"https://dm-localsites-assets-prod.imgix.net/images/capterra/logo-a9b3b18653bd44e574e5108c22ab4d3c.svg","@id":"https://www.capterra.ca/#organization","@type":"Organization","parentOrganization":"G2.com, Inc.","sameAs":["https://twitter.com/Capterra","https://www.facebook.com/Capterra/","https://www.linkedin.com/company/capterra/","https://www.instagram.com/capterra/","https://www.youtube.com/channel/UCyUw9-HIkKiYcTqcFDUcxPA"]},{"name":"Square Payments","description":"Square Payments is a payment processing solution that enables businesses to accept payments in person, online, or on the go. The platform supports credit and debit cards, digital wallets such as Apple Pay and Google Pay, and buy now, pay later options through Afterpay. Payment processing integrates with essential business tools, providing instant access to sales revenue, detailed reporting, and fraud protection with encrypted transactions.\nThe solution includes hardware devices ranging from handheld readers to full point-of-sale systems, facilitating checkout experiences across different business environments. Square Payments connects to a broader platform that includes tools for online stores, invoicing, customer management, and staff scheduling. This integrated approach helps businesses maintain organized operations while delivering secure payment experiences. The platform is designed to scale and adapt as business needs evolve.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/720c65c7-75bb-4fa7-85a0-b4f57e9f2216.png","url":"https://www.capterra.ca/software/170278/square-payments-processing","@id":"https://www.capterra.ca/software/170278/square-payments-processing#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.ca/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":2716},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"@id":"https://www.capterra.ca/software/170278/square-payments-processing#faqs","@type":"FAQPage","mainEntity":[{"name":"What Is Square Payments?","@type":"Question","acceptedAnswer":{"text":"Square Payments is a payment processing solution that enables businesses to accept payments in person, online, or on the go. The platform supports credit and debit cards, digital wallets such as Apple Pay and Google Pay, and buy now, pay later options through Afterpay. Payment processing integrates with essential business tools, providing instant access to sales revenue, detailed reporting, and fraud protection with encrypted transactions.The solution includes hardware devices ranging from handheld readers to full point-of-sale systems, facilitating checkout experiences across different business environments. Square Payments connects to a broader platform that includes tools for online stores, invoicing, customer management, and staff scheduling. This integrated approach helps businesses maintain organized operations while delivering secure payment experiences. The platform is designed to scale and adapt as business needs evolve.","@type":"Answer"}},{"name":"Who Uses Square Payments?","@type":"Question","acceptedAnswer":{"text":"Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.","@type":"Answer"}}]},{"@id":"https://www.capterra.ca/software/170278/square-payments-processing#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"Square Payments","position":3,"item":"/software/170278/square-payments-processing","@type":"ListItem"}]}]}
</script>
