--- description: Learn more about Square Payments pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Square Payments Pricing, Reviews & Features - Capterra Canada 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments](/software/170278/square-payments-processing) # Square Payments Canonical: https://www.capterra.ca/software/170278/square-payments-processing Page: 1 / 109\ Next: [Next page](https://www.capterra.ca/software/170278/square-payments-processing?page=2) > Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go. > > Verdict: Rated **4.7/5** by 2684 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Square Payments? Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2684 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support Software | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - Billing & Invoicing - Contactless NFC - Credit Card Processing - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - In-Person Payments - Mobile Access - Mobile Card Reader - Mobile Payments - Multiple Payment Options - PCI Compliance Software - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations ## Integrations (30 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Mailchimp - Make - MarginEdge - MoeGo - Paymo - Poptin ... and 15 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base Software - Phone Support - Chat ## Category - [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software) - [Mobile Credit Card Processing Software](https://www.capterra.ca/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. [Stripe](https://www.capterra.ca/software/123889/stripe) — 4.6/5 (3337 reviews) 2. [PayPal](https://www.capterra.ca/software/179251/paypal) — 4.6/5 (26398 reviews) 3. [Venmo](https://www.capterra.ca/software/182159/venmo-) — 4.7/5 (9281 reviews) 4. [Square Point of Sale](https://www.capterra.ca/software/154907/square-point-of-sale) — 4.6/5 (3029 reviews) 5. [Modisoft](https://www.capterra.ca/software/1060880/modisoft) — 5.0/5 (6 reviews) ## Reviews ### "Square Performs, End of Discussion" — 5.0/5 > **Keith** | *March 13, 2026* | Wholesale | Recommendation rating: 10.0/10 > > **Pros**: Takes payments on laptop, mobile and the Square terminal. Take payments anywhere, in store and remote locations. Even when no internet is available. Very easy to use, intuitive and fast. Deposits to our account are seamless and quick. > > **Cons**: While their rates are on the high side Square has no minimum monthly fee. Some charges are complicated to anticipate. Foreign exchange rates are higher than expected. Avoid doing refunds as they are costly. > > In 7-years of use we have not had any problems. The ability to send payment links, use in our online store and even with our service technicians on the road has been a huge advantage. We have not needed to contact customer support and have not experienced any bugs or issues with the service or equipment. ----- ### "Fantastic product" — 5.0/5 > **Trisha** | *April 9, 2026* | Consumer Services | Recommendation rating: 10.0/10 > > **Pros**: The different payment methods are very handy. It is also very easy to set up on your mobile device so payments can be taken directly from your mobile with no equipment needed. The ability to customize items, taxes and tips in the app are very simple to set up. Payments are secure and quick. > > **Cons**: The only con which is minor in my opinion is the 1-3 day wait to transfer funds. They do have ways around this with a small fee or by using the square card which makes funds spendable immediately. > > Overall I enjoy Square. The ease of use and secure payments are wonderful. I often get compliments from customers on how convenient it is for them. ----- ### "Simple, Flexible, and Reliable for Any Business" — 5.0/5 > **Verified Reviewer** | *March 18, 2026* | Retail | Recommendation rating: 10.0/10 > > **Pros**: I love how practical and easy to use it is. Ive been using Square for years now and I had never had any issues with it. > > **Cons**: The Square reader magstripe (the small device) was a bit more difficult to use compare the other options that are contactless and can easily scan cards by just tapping on them. > > Great experience. The device is sturdy, easy to carry, easy to use and in overall great price for such a good quality item. Very easy to get the payments and easy initial set up. ----- ### "Square helps my business succeed" — 5.0/5 > **Michael** | *April 15, 2026* | Music | Recommendation rating: 9.0/10 > > **Pros**: What I like most about Square is how simple and reliable it is. It’s easy to set up, easy to use, and it just works — which is huge when you’re dealing with payments at gigs or with clients. The interface is clean, and you can get paid quickly without jumping through a bunch of hoops. > > **Cons**: What I like least is the fees — they add up pretty quickly, especially on larger payments. It’s convenient, but you definitely feel it over time. There’s also not a ton of flexibility in how those fees are structured, so you kind of just have to accept it as the cost of using the platform. > > Overall, Square has been really solid for what I need. It’s reliable, easy to use, and makes taking payments straightforward, which is huge when you’re dealing with clients or gigs. The fees aren’t ideal, but for the convenience and how smooth everything runs, it’s been worth it. ----- ### "Excellent Payment Processor for Small Businesses with Helpful App" — 5.0/5 > **Rachel** | *March 6, 2025* | Ranching | Recommendation rating: 10.0/10 > > **Pros**: Square Payments has been a game changer for my business. It allows me to create and send invoices on the go and trust that my clients will receive a detailed invoice and be able to pay me. > > **Cons**: I wish that it was slightly more customizable for my brand maybe with more color and logo options to truly customize it and make it memorable so my customers know they are receiving invoices from my brand. > > My experience with Square payments has been excellent. It has helped me bill out my services to customers and receive my payments easily and efficiently. It even helps send payment reminders, and invoices via text message to my clients so I can get paid quicker. ----- Page: 1 / 109\ Next: [Next page](https://www.capterra.ca/software/170278/square-payments-processing?page=2) ## Links - [View on Capterra](https://www.capterra.ca/software/170278/square-payments-processing) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data