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What Is Square Payments?

Accept every way your customers want to pay with Square Payments. Get a free magstripe reader to swipe credit cards anywhere. Take chip cards and NFC payments with Square Reader for contactless and chip. With Squares credit card processing, you can accept all major cards and get deposits as fast as the next business day. We offer chargeback protection, fraud detection, account takeover protection, and more, so you can focus on your customers. Its free to sign up and fast to get set up.

Who Uses Square Payments?

From a one-person shop just starting out, to an enterprise scaling their operations, Square works for every type of business.

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Square Payments Software - Square Payments new application
Square Payments Software - Square Payments virtual terminal

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Reviews of Square Payments

Average score

Overall
4.7
Ease of Use
4.7
Customer Service
4.4
Features
4.6
Value for Money
4.5

Reviews by company size (employees)

  • <50
  • 51-200
  • 201-1,000
  • >1,001
Jessica
Jessica
Owner in US
Verified LinkedIn User
Hospitality, 2–10 Employees
Used the Software for: 2+ years
Reviewer Source

Alternatives Considered:

Square Payments

5.0 4 years ago

Comments: My overall experience with Square is very positive and I will continue using it for years to come.

Pros:

I can accept all kind of payments. When i started my business I realized most if my customers didn't carry cash. I can take any debit or credit card and if it doesn't swipe with the free reader Square gave me I also have the option of typing it in. My customers no longer have to run to the bank to get cash. With the pandemic going on it also helps that I can take contactless payments to make my customers feel safe. Everyone should know about this and share with other business owners, friends, or familt. I give this software my highest recommendation.

Cons:

There are so many pros and I cant think of but one con. It cost every time you swipe a card and a little more if you have to manually type it in. It works out best to pay when you use it if you dont use it that often but if you use it several times there should be a flat rate fee by the month or an option to choose which plan you would like.

Patricia
Owner in US
Individual & Family Services, 2–10 Employees
Used the Software for: 6-12 months
Reviewer Source

Square Payments A small business Lifesaver!!!

5.0 3 weeks ago New

Comments: Square Payments is easy to use, my clients feel secure, I can easily integrate it into my payment platform. A win win. Thank You it is a great product for any small business!!

Pros:

The ease of use, integration into my billing system and website. Makes it easy and secure for my clients. Thank you so much. Very cost effective also.

Cons:

Not anything so far. I am being honest.

Whitney
Owner in US
Arts & Crafts, Self Employed
Used the Software for: 1+ year
Reviewer Source

Square is Convenient Unless They Want to Review for Security

3.0 3 weeks ago New

Pros:

I like the ease of use and the options of web and mobile presence for payment processing.

Cons:

I hate that if they decide to review any payments they take their time in unfreezing your account if they even do so. It’s ridiculous. Square Inc has become the most unconventional apps to do any type of money handling and processing with. How they aren’t part of a huge class action lawsuit for Cashapp and square payments yet is beyond me.

Megan
Megan
Owner in US
Verified LinkedIn User
Nonprofit Organization Management, 2–10 Employees
Used the Software for: 2+ years
Reviewer Source

Alternatives Considered:

The convenience of using Square

4.0 3 months ago

Comments: My overall experience has been great, except for a few hang ups and glitches. I had been worth using for my business, and it works great for my companies needs.

Pros:

I like the ease of setting up on the go I safety features that Square offers I like that I don't have to just have a stationary POS. I can take it on the go.

Cons:

The one thing I dislike is the time it takes for my funds to become available for use or transferring to my bank account. Sometimes I can transfer to my bank account and sometimes I have to wait 24 hours to transfer my funds.

Carson
Sales Manager in US
Computer Networking, 11–50 Employees
Used the Software for: 1+ year
Reviewer Source

Amazing Product Packed with Features

5.0 2 months ago New

Comments: It has been so simple. SO easy to use. I can literally run 90 percent of my business in the square platform.

Pros:

It's incredibly easy to use, whether it's inventory management, ecomm or in-person sales. The free features are amazing, and the paid features are incredible. You get so much for so little. The integrations are constantly expanding as well.

Cons:

I can't think of anything negative to say. I wish they would integrate with Pirate Ship but other than that, it's amazing