--- description: Learn more about Square Payments pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Square Payments Pricing, Reviews & Features - Capterra Canada 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments](/software/170278/square-payments-processing) # Square Payments Canonical: https://www.capterra.ca/software/170278/square-payments-processing Page: 1 / 108\ Next: [Next page](https://www.capterra.ca/software/170278/square-payments-processing?page=2) > Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go. > > Verdict: Rated **4.7/5** by 2675 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Square Payments? Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2675 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support Software | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - Billing & Invoicing - Contactless NFC - Credit Card Processing - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - In-Person Payments - Mobile Access - Mobile Card Reader - Mobile Payments - Multiple Payment Options - PCI Compliance Software - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations ## Integrations (30 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Mailchimp - Make - MarginEdge - MoeGo - Paymo - Poptin ... and 15 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base Software - Phone Support - Chat ## Category - [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software) - [Mobile Credit Card Processing Software](https://www.capterra.ca/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. [Stripe](https://www.capterra.ca/software/123889/stripe) — 4.6/5 (3324 reviews) 2. [Epos Now](https://www.capterra.ca/software/152638/epos-now) — 3.8/5 (713 reviews) 3. [PayPal](https://www.capterra.ca/software/179251/paypal) — 4.6/5 (26333 reviews) 4. [Venmo](https://www.capterra.ca/software/182159/venmo-) — 4.7/5 (9273 reviews) 5. [Square Point of Sale](https://www.capterra.ca/software/154907/square-point-of-sale) — 4.6/5 (3024 reviews) ## Reviews ### "Square Performs, End of Discussion" — 5.0/5 > **Keith** | *March 13, 2026* | Wholesale | Recommendation rating: 10.0/10 > > **Pros**: Takes payments on laptop, mobile and the Square terminal. Take payments anywhere, in store and remote locations. Even when no internet is available. Very easy to use, intuitive and fast. Deposits to our account are seamless and quick. > > **Cons**: While their rates are on the high side Square has no minimum monthly fee. Some charges are complicated to anticipate. Foreign exchange rates are higher than expected. Avoid doing refunds as they are costly. > > In 7-years of use we have not had any problems. The ability to send payment links, use in our online store and even with our service technicians on the road has been a huge advantage. We have not needed to contact customer support and have not experienced any bugs or issues with the service or equipment. ----- ### "Fantastic product" — 5.0/5 > **Trisha** | *April 9, 2026* | Consumer Services | Recommendation rating: 10.0/10 > > **Pros**: The different payment methods are very handy. It is also very easy to set up on your mobile device so payments can be taken directly from your mobile with no equipment needed. The ability to customize items, taxes and tips in the app are very simple to set up. Payments are secure and quick. > > **Cons**: The only con which is minor in my opinion is the 1-3 day wait to transfer funds. They do have ways around this with a small fee or by using the square card which makes funds spendable immediately. > > Overall I enjoy Square. The ease of use and secure payments are wonderful. I often get compliments from customers on how convenient it is for them. ----- ### "Simple, Flexible, and Reliable for Any Business" — 5.0/5 > **Verified Reviewer** | *March 18, 2026* | Retail | Recommendation rating: 10.0/10 > > **Pros**: I love how practical and easy to use it is. Ive been using Square for years now and I had never had any issues with it. > > **Cons**: The Square reader magstripe (the small device) was a bit more difficult to use compare the other options that are contactless and can easily scan cards by just tapping on them. > > Great experience. The device is sturdy, easy to carry, easy to use and in overall great price for such a good quality item. Very easy to get the payments and easy initial set up. ----- ### "Square payments system" — 4.0/5 > **Lesley** | *December 8, 2025* | Health, Wellness & Fitness | Recommendation rating: 8.0/10 > > **Pros**: Easy to make payments and receive money. Easy to set up and use. Integrated with my booking software. > > **Cons**: Technical issues could cause the payment system to be down all day. The Credit card charges were high. > > Pretty good experience overall. Seemless integration with my booking software. Overnight bank deposits were nice to have. ----- ### "Great for Smaller Transactions" — 4.0/5 > **Tanya** | *August 21, 2025* | Retail | Recommendation rating: 8.0/10 > > **Pros**: What I liked most about square payments was that it was portable and easy to use. Had great tracking of payments as well. > > **Cons**: I did not like that Square Payments charges such high costs for transactions, which is not great when we do a lot of high cost transations > > Overall my experience was okay with it's ease of use an portability. In the end we ended up switching since we were payment a lot of fees. ----- Page: 1 / 108\ Next: [Next page](https://www.capterra.ca/software/170278/square-payments-processing?page=2) ## Links - [View on Capterra](https://www.capterra.ca/software/170278/square-payments-processing) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data