---
description: Learn more about Plooto pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs.
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title: Plooto Pricing, Reviews & Features - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Accounts Payable Software](/directory/30520/accounts-payable/software) > [Plooto](/software/147602/plooto)

# Plooto

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> Ideal for SMBs and accountants, Plooto is the fastest way to manage business payments, AP \&amp; AR process \&amp; receive credit card payments.
> 
> Verdict: Rated **4.3/5** by 241 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Plooto?

Ideal for small businesses and accountants, Plooto is the fastest way to manage business payments - saving you hours on your accounts payable and receivable processes like credit card payments.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.3/5** | 241 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support Software | 4.0/5 | Based on overall reviews |
| Value for Money | 4.2/5 | Based on overall reviews |
| Features | 4.2/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Plooto
- **Location**: Toronto, Canada
- **Founded**: 2014

## Commercial Context

- **Starting Price**: $32.00
- **Pricing model**: Flat Rate (Free Trial)
- **Pricing Details**: No setup fees. No integration fees. No hidden fees.&#10;&#10;Want to use Plooto exclusively for client payments? We can bill subscription and transaction fees directly to  your clients at no cost to your firm.&#10;&#10;Accountants and bookkeepers can get free or discounted Plooto subscriptions.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop)
- **Supported Languages**: English
- **Available Countries**: Canada, United States

## Features

- ACH Payment Processing
- Accounts Payable Software
- Accounts Receivable Software
- Activity Dashboard
- Alerts/Notifications
- Audit Trail
- Bank Reconciliation
- Billing & Invoicing
- Collaboration Tools
- Contact Database
- Customer Statements
- Debit/Credit Card Processing
- Electronic Funds Transfer
- Expense Tracking
- Financial Reporting Software
- General Ledger
- Invoice Processing
- Multi-Currency
- Multi-Period Recurring Billing
- Multiple Payment Options
- Online Payments
- PCI Compliance Software
- Payment Collection
- Payment Fraud Prevention
- Payment Processing Software
- Process/Workflow Automation
- Receipt Management
- Receivables Ledger
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations
- Transaction Monitoring
- Workflow Management Software

## Integrations (7 total)

- NetSuite
- QuickBooks Bi-Directional Synchronizer
- QuickBooks Desktop
- QuickBooks Online
- QuickBooks Online Accountant
- QuickBooks Online Advanced
- Xero

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software)

## Related Categories

- [Accounts Receivable Software](https://www.capterra.ca/directory/30521/accounts-receivable/software)
- [Billing and Invoicing Software](https://www.capterra.ca/directory/30015/billing-and-invoicing/software)
- [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software)
- [Recurring Billing Software](https://www.capterra.ca/directory/30927/recurring-billing/software)
- [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software)

## Alternatives

1. [NetSuite](https://www.capterra.ca/software/135757/netsuite) — 4.2/5 (2003 reviews)
2. [QuickBooks Online](https://www.capterra.ca/software/141374/quickbooks-online) — 4.3/5 (8393 reviews)
3. [Stampli](https://www.capterra.ca/software/147301/stampli) — 4.8/5 (463 reviews)
4. [Xero](https://www.capterra.ca/software/169561/xero) — 4.4/5 (3273 reviews)
5. [QuickBooks Enterprise](https://www.capterra.ca/software/46497/quickbooks-enterprise) — 4.5/5 (20614 reviews)

## Reviews

### "I'd recommend it" — 5.0/5

> **Anna** | *May 22, 2024* | Accounting Software | Recommendation rating: 10.0/10
> 
> **Pros**: It's easy to use and the recurring billing is the best part.  The option to collect payments through bank transfers or credit cards is a nice bonus.
> 
> **Cons**: The amount of time it takes to clear payments.  I wish Plooto was a clearing house and cut down on the processing time.  5 business days processing time can be very detrimental to cash flow.

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### "Caution, investigate and have a back up" — 1.0/5

> **Steve** | *December 19, 2024* | Human Resources | Recommendation rating: 1.0/10
> 
> **Pros**: Easy to setup is the ONLY thing I liked.
> 
> **Cons**: Slow money transfers, cannot transfer money from one currency to another, cost per transaction is more than major e-commerce bank accounts.
> 
> Very poor.  Lost a contractor because the funds took too long to appear in their account.

-----

### "Suggestions to Plooto" — 4.0/5

> **Beckett** | *November 18, 2024* | Transportation/Trucking/Railroad | Recommendation rating: 7.0/10
> 
> **Pros**: Stream the payment process, the approval is automatic, and send the Email to inform the process is excellent.
> 
> **Cons**: The payment cannot be categorized into the different kinds
> 
> Overall, I am satsified with the Plooto, if the payment can be categorized into different kinds, it will be more valable

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### "Great platform" — 5.0/5

> **Ranka** | *May 21, 2024* | Accounting Software | Recommendation rating: 9.0/10
> 
> **Pros**: Simple, integration with QBO, Customer Support
> 
> **Cons**: possibility of e-transfer being accepted by Plooto user/admin
> 
> Excellent\!&#10;Any issues were resolved with the help of Plooto Customer Support team in a very timely manner. Every interaction I had was very pleasant. Thanks\! :)

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### "Great software for processing payments." — 3.0/5

> **Sarah** | *July 16, 2025* | Construction | Recommendation rating: 9.0/10
> 
> **Pros**: I like how this software can sync with Quickbooks Enterprise. I can fine open invoices and you can pay directly through Plooto. It then syncs the bill in Quickbooks and marks it as paid
> 
> **Cons**: Overall i really like Plooto, but this year they had made an update which made adding new contacts more manual. Previously you could see all bills, even ones that weren't set up in Plooto. You could easily select the + to easily add the contact and set up direct deposit. Now this + is not available and evety new contact needs to be manually inputted. The problem with this is, if it is not 100% identical to your CRM (in our case quickbooks) it will not sync. Then when the bill is paid through Plooto it will not show as paid in your CRM. Which could lead to a 2nd payment.
> 
> So far we are content with the payables portion. Soon we will be exploring the receivables side of the software.

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## Links

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