--- description: Learn more about Plooto pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Plooto Pricing, Reviews & Features - Capterra Canada 2026 --- Breadcrumb: [Home](/) > [Accounts Payable Software](/directory/30520/accounts-payable/software) > [Plooto](/software/147602/plooto) # Plooto Canonical: https://www.capterra.ca/software/147602/plooto Page: 1 / 11\ Next: [Next page](https://www.capterra.ca/software/147602/plooto?page=2) > Ideal for SMBs and accountants, Plooto is the fastest way to manage business payments, AP \& AR process \& receive credit card payments. > > Verdict: Rated **4.3/5** by 245 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Plooto? Ideal for small businesses and accountants, Plooto is the fastest way to manage business payments - saving you hours on your accounts payable and receivable processes like credit card payments. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.3/5** | 245 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support Software | 4.0/5 | Based on overall reviews | | Value for Money | 4.2/5 | Based on overall reviews | | Features | 4.2/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Plooto - **Location**: Toronto, Canada - **Founded**: 2014 ## Commercial Context - **Starting Price**: $32.00 - **Pricing model**: Flat Rate (Free Trial) - **Pricing Details**: No setup fees. No integration fees. No hidden fees. Want to use Plooto exclusively for client payments? We can bill subscription and transaction fees directly to 
your clients at no cost to your firm. Accountants and bookkeepers can get free or discounted Plooto subscriptions. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200 - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop) - **Supported Languages**: English - **Available Countries**: Canada, United States ## Features - ACH Payment Processing - Accounts Payable Software - Accounts Receivable Software - Activity Dashboard - Alerts/Notifications - Audit Trail - Bank Reconciliation - Billing & Invoicing - Collaboration Tools - Contact Database - Customer Statements - Debit/Credit Card Processing - Electronic Funds Transfer - Expense Tracking - Financial Reporting Software - General Ledger - Invoice Processing - Multi-Currency - Multi-Period Recurring Billing - Multiple Payment Options - Online Payments - PCI Compliance Software - Payment Collection - Payment Fraud Prevention - Payment Processing Software - Receipt Management - Receivables Ledger - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations - Transaction Monitoring - Workflow Automation - Workflow Management Software ## Integrations (7 total) - NetSuite - QuickBooks Bi-Directional Synchronizer - QuickBooks Desktop - QuickBooks Online - QuickBooks Online Accountant - QuickBooks Online Advanced - Xero ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base Software - Phone Support - 24/7 (Live rep) - Chat ## Category - [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software) ## Related Categories - [Accounts Receivable Software](https://www.capterra.ca/directory/30521/accounts-receivable/software) - [Billing and Invoicing Software](https://www.capterra.ca/directory/30015/billing-and-invoicing/software) - [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software) - [Recurring Billing Software](https://www.capterra.ca/directory/30927/recurring-billing/software) - [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software) ## Alternatives 1. [QuickBooks Online](https://www.capterra.ca/software/141374/quickbooks-online) — 4.3/5 (8511 reviews) 2. [Xero](https://www.capterra.ca/software/169561/xero) — 4.4/5 (3318 reviews) 3. [Stampli](https://www.capterra.ca/software/147301/stampli) — 4.8/5 (463 reviews) 4. [QuickBooks Enterprise](https://www.capterra.ca/software/46497/quickbooks-enterprise) — 4.5/5 (20669 reviews) 5. [QuickBooks Desktop](https://www.capterra.ca/software/173879/quickbooks-desktop-pro) — 4.4/5 (2571 reviews) ## Reviews ### "Feb 2025 review" — 4.0/5 > **Sam** | *February 28, 2025* | Wholesale | Recommendation rating: 9.0/10 > > **Pros**: makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of just individually > > **Cons**: it does not handle vendor discounts \& credits. Also when an amount comes back into Plooto Instant, it does not sync that to qbs. Also, every now \& then it does not sync with qbs until the computer is restarted, the above is all to do with qbs desktop > > very good, Sometimes Plooto does not finish its job to do the lump sum transfer from the chequing account to Plooto Clearing in qbs ----- ### "Great Tool for our Studio" — 5.0/5 > **Colette** | *August 4, 2026* | Music | Recommendation rating: 9.0/10 > > **Pros**: Plooto is a core tool in our business, and helps with timely payment processing (both payments and receivables). Plooto offers an affordable price for unlimited transactions. > > **Cons**: The credit card processing is a welcome feature of the system, but unfortunately credit card refunds need to be requested through the internal team which takes some time. Clear accounting of which credit card refunds have been done or not done are non-existent unless you ask the team to manually make you a list. > > We will continue using Plooto for the foreseeable future\! The recurring monthly receivables features lets our school-based business bill families on the school year calendar of September to June ----- ### "Great software for processing payments." — 3.0/5 > **Sarah** | *July 16, 2025* | Construction | Recommendation rating: 9.0/10 > > **Pros**: I like how this software can sync with Quickbooks Enterprise. I can fine open invoices and you can pay directly through Plooto. It then syncs the bill in Quickbooks and marks it as paid > > **Cons**: Overall i really like Plooto, but this year they had made an update which made adding new contacts more manual. Previously you could see all bills, even ones that weren't set up in Plooto. You could easily select the + to easily add the contact and set up direct deposit. Now this + is not available and evety new contact needs to be manually inputted. The problem with this is, if it is not 100% identical to your CRM (in our case quickbooks) it will not sync. Then when the bill is paid through Plooto it will not show as paid in your CRM. Which could lead to a 2nd payment. > > So far we are content with the payables portion. Soon we will be exploring the receivables side of the software. ----- ### "Solid, does what you need as needed." — 5.0/5 > **Andrew** | *July 22, 2026* | Real Estate | Recommendation rating: 10.0/10 > > **Pros**: Being able to pay Canadian and international vendors from any of my bank accounts, and upload the invoices directly via email has made life so much easier. > > **Cons**: Sometimes it glitches out and I can't see the screen I'm looking for as the menu hides behind a photo, figured out that adjusting screen size doesn't help either. Takes a bit longer to back out and adjust your process, but still doable. ----- ### "Recommend for cutting costs and cash management" — 5.0/5 > **Chloe** | *June 3, 2026* | Accounting Software | Recommendation rating: 8.0/10 > > **Pros**: Plooto is great for setting up payments as a third party for a company as rules can be placed so that the payment is set up to be released by a manager as cash flow is there > > **Cons**: It was a bit of a learning curve with how to process partial payments, recurring payments or payments without an invoice. > > It integrates well with QuickBooks, keeps everything neat and tidy. Recipients only need to enter a one time password and then their bank info and then payments go directly to their bank with less fees than a normal EFT would be. ----- Page: 1 / 11\ Next: [Next page](https://www.capterra.ca/software/147602/plooto?page=2) ## Links - [View on Capterra](https://www.capterra.ca/software/147602/plooto) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data