---
description: Learn more about Top Choice Payments pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Top Choice Payments Pricing, Reviews & Features - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Top Choice Payments](/software/144589/top-choice-payments)

# Top Choice Payments

Canonical: https://www.capterra.ca/software/144589/top-choice-payments

> No matter what type of business or organization you run  brick \& mortar, online, mobile or all three  you need a company that is pro
> 
> Verdict: Rated **5.0/5** by 2 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Top Choice Payments?

We serve any business taking payments and we can even help those on the high-risk business list.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **5.0/5** | 2 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support Software | 5.0/5 | Based on overall reviews |
| Value for Money | 5.0/5 | Based on overall reviews |
| Features | 5.0/5 | Based on overall reviews |
| Recommendation percentage | 100% | (10/10 Likelihood to recommend) |

## About the vendor

- **Company**: Top Choice Payments
- **Founded**: 2010

## Commercial Context

- **Starting Price**: US$15.00
- **Pricing model**: Per User (Free version available)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- Debit/Credit Card Processing
- Recurring/Subscription Billing
- Reporting/Analytics

## Support Options

- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software)

## Alternatives

1. [Stripe](https://www.capterra.ca/software/123889/stripe) — 4.6/5 (3309 reviews)
2. [PayPal](https://www.capterra.ca/software/179251/paypal) — 4.6/5 (26301 reviews)
3. [Venmo](https://www.capterra.ca/software/182159/venmo-) — 4.7/5 (9271 reviews)
4. [Square Payments](https://www.capterra.ca/software/170278/square-payments-processing) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.capterra.ca/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews)

## Reviews

### "Free equipment no lease or contract\!" — 5.0/5

> **Thomas** | *July 31, 2018* | Professional Training & Coaching | Recommendation rating: 10.0/10
> 
> **Pros**: I am a newer business and didn't want to get stuck in an equipment lease, I was able to get a terminal for free and no contract. I was also put on a price plan that allowed me to offer a discount if people paid cash for me services but if they used credit card it would charge a non cash price so I really don't have any processing fees.
> 
> **Cons**: The batch statement took some time for me to get used to. It looks different than what I am used to.
> 
> The cash discount program allowed me to keep more money in my business.

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### "AMEX Same Price as other cards" — 5.0/5

> **Thomas** | *August 5, 2015*
> 
> Real fast set up, and my American Express rates are the same as Visa, Mastercard, and Discover.
True next day funding means my money is in my account the next morning.  Great service and free credit card terminal\!

## Links

- [View on Capterra](https://www.capterra.ca/software/144589/top-choice-payments)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/144589/Top-Choice-Payments/> |
| en-AE | <https://www.capterra.ae/software/144589/top-choice-payments> |
| en-AU | <https://www.capterra.com.au/software/144589/top-choice-payments> |
| en-CA | <https://www.capterra.ca/software/144589/top-choice-payments> |
| en-GB | <https://www.capterra.co.uk/software/144589/top-choice-payments> |
| en-IE | <https://www.capterra.ie/software/144589/top-choice-payments> |
| en-IL | <https://www.capterra.co.il/software/144589/top-choice-payments> |
| en-IN | <https://www.capterra.in/software/144589/top-choice-payments> |
| en-NZ | <https://www.capterra.co.nz/software/144589/top-choice-payments> |
| en-SG | <https://www.capterra.com.sg/software/144589/top-choice-payments> |
| en-ZA | <https://www.capterra.co.za/software/144589/top-choice-payments> |

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