---
description: Learn more about Zil Money pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs.
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title: Zil Money Pricing, Reviews & Features - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Accounts Payable Software](/directory/30520/accounts-payable/software) > [Zil Money](/software/1056703/zil-money)

# Zil Money

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> The payment platform helps businesses manage finances via credit cards, checks, wire transfers, and more. Fund payroll by credit card.
> 
> Verdict: Rated **4.7/5** by 103 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Zil Money?

United States Businesses
Small and medium businesses
Entrepreneurs
Freelancers

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 103 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support Software | 4.5/5 | Based on overall reviews |
| Value for Money | 4.6/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Zil.US
- **Founded**: 2008

## Commercial Context

- **Starting Price**: US$30.00
- **Pricing model**: Usage Based (Free Trial)
- **Pricing Details**: Zil Money is available via the following plans:
Pay as You Need - $0 No Minimum Spend (Initial Recharge $30)
Business - $49.99 Minimum Spend/Month
Premium - $499.99 Minimum Spend/Month
Enterprise - Custom (Starting at $999/Month)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- Billing & Invoicing
- Customer Statements
- Debit/Credit Card Processing
- Mobile Payments
- Multiple Payment Options
- Receivables Ledger
- Reporting/Analytics
- Third-Party Integrations

## Integrations (14 total)

- BitPay
- Dynamics 365
- FreshBooks
- Gusto
- NetSuite
- QuickBooks Desktop
- QuickBooks Online
- QuickBooks Payroll
- Sage Accounting
- Xero
- Zapier
- Zoho Books
- Zoho Connect
- servis.ai

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software)

## Related Categories

- [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.ca/directory/30521/accounts-receivable/software)
- [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software)

## Alternatives

1. [Stripe](https://www.capterra.ca/software/123889/stripe) — 4.6/5 (3354 reviews)
2. [PayPal](https://www.capterra.ca/software/179251/paypal) — 4.6/5 (26502 reviews)
3. [Venmo](https://www.capterra.ca/software/182159/venmo-) — 4.7/5 (9296 reviews)
4. [Square Payments](https://www.capterra.ca/software/170278/square-payments-processing) — 4.7/5 (2695 reviews)
5. [QuickBooks Online](https://www.capterra.ca/software/141374/quickbooks-online) — 4.3/5 (8475 reviews)

## Reviews

### "Simplifies Payments" — 5.0/5

> **ZAHWAAN** | *June 17, 2025* | Accounting Software | Recommendation rating: 9.0/10
> 
> **Pros**: What I liked the most about Zil money is how easy it made sending and managing checks. The interface is clean and features like virtual bank accounts and payment scheduling really helped streamline my business payments
> 
> **Cons**: Sometimes the platform feels a bit slow, especially during peak hours and customer support responses could be quiker.
> 
> Overall, Zil Money has made my financial workflows much easier. It's relaible for daily use and I appreciate the range of payment options it offers

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### "Woks well for now" — 5.0/5

> **Anna** | *October 4, 2025* | Insurance Software | Recommendation rating: 6.0/10
> 
> **Pros**: Access fee-free transactions for eligible transactions through your ZilMoney Wallet. I also like the Real-time payment tracking.
> 
> **Cons**: Customers are not directly insured by the FDIC. The claim  “Up to 90% cost savings” is not accurate.
> 
> It works well with my business model. It was more costly than expected.  I’m looking for other options.

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### "Horrible if I must say so myself" — 1.0/5

> **Davon** | *October 2, 2025* | Music | Recommendation rating: 0.0/10
> 
> **Pros**: Nothing was likeable I think it was a horrible experience because I've been a member with them for years and they treated me like nothing
> 
> **Cons**: Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly told them what I called for they still didn't get it done
> 
> Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me

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### "You gotta cheque this out" — 5.0/5

> **Justin** | *October 3, 2025* | Construction | Recommendation rating: 10.0/10
> 
> **Pros**: All-in-One Platform: The convenience of managing various payment methods (checks, ACH, payroll) and financial tools from a single dashboard. Check Printing \& Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital checks is a popular feature for saving costs and streamlining the process
> 
> **Cons**: Some features were unavailable in the mobile version versus the desktop version. But still overall a very simple user interface
> 
> Best value you can get for your money... It helped me keep my money secure and help me do quick money transfers when I needed it.

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### "So easy, a Caveman could do it." — 5.0/5

> **Jonica Ariel** | *October 4, 2025* | E-Learning | Recommendation rating: 10.0/10
> 
> **Pros**: The ease of creating your own secure way of making payments for small business owners who  have to make every penny count.
> 
> **Cons**: Nothing that i did not like about this app. There's not much to it, I was actually wowed by this application.
> 
> I had a easy setup process and when it came time for me to issue out payments i had no problem executing e-checks to my team. It was a no hassle quick process that left me stress free\!

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## Links

- [View on Capterra](https://www.capterra.ca/software/1056703/zil-money)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/10014229/Zil-Money/> |
| en-AE | <https://www.capterra.ae/software/1056703/zil-money> |
| en-AU | <https://www.capterra.com.au/software/1056703/zil-money> |
| en-CA | <https://www.capterra.ca/software/1056703/zil-money> |
| en-GB | <https://www.capterra.co.uk/software/1056703/zil-money> |
| en-IE | <https://www.capterra.ie/software/1056703/zil-money> |
| en-IL | <https://www.capterra.co.il/software/1056703/zil-money> |
| en-IN | <https://www.capterra.in/software/1056703/zil-money> |
| en-NZ | <https://www.capterra.co.nz/software/1056703/zil-money> |
| en-SG | <https://www.capterra.com.sg/software/1056703/zil-money> |
| en-ZA | <https://www.capterra.co.za/software/1056703/zil-money> |

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