---
description: Learn more about Credit Karma pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Credit Karma Pricing, Reviews & Features - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Reporting Software](/directory/30053/reporting/software) > [Credit Karma](/software/1031253/credit-karma)

# Credit Karma

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> Credit Karma is a credit monitoring solution that gives users free access to credit reports to help users monitor credit scores.
> 
> Verdict: Rated **4.6/5** by 29 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 29 Reviews |
| Ease of Use | 4.8/5 | Based on overall reviews |
| Customer Support Software | 4.4/5 | Based on overall reviews |
| Value for Money | 4.7/5 | Based on overall reviews |
| Features | 4.8/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Intuit
- **Founded**: 1983

## Commercial Context

- **Target Audience**: Self Employed, 2–10, 11–50
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- Real-Time Reporting

## Category

- [Reporting Software](https://www.capterra.ca/directory/30053/reporting/software)

## Alternatives

1. [Google Analytics 360](https://www.capterra.ca/software/177042/google-analytics) — 4.7/5 (8089 reviews)
2. [Microsoft Power BI](https://www.capterra.ca/software/176586/power-bi) — 4.6/5 (1871 reviews)
3. [Dataslayer](https://www.capterra.ca/software/218756/dataslayer) — 4.7/5 (88 reviews)
4. [Quire](https://www.capterra.ca/software/1032942/quire) — 4.8/5 (136 reviews)
5. [Tableau](https://www.capterra.ca/software/77260/tableau) — 4.6/5 (2348 reviews)

## Reviews

### "Great To Keep Up on Credit Score" — 5.0/5

> **Anonymous User** | *August 21, 2025* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: I like that it shows me my credit and am able to check regularly without it affecting my credit score
> 
> **Cons**: I have tried to apply for things that is suggests and says I have good odds of receiving but don't receive them.
> 
> Overall its a good way to be able to keep up to date with my credit score and see things that are affecting it.

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### "Credit Karma is a must\!" — 3.0/5

> **Julia** | *February 8, 2025* | Government Administration | Recommendation rating: 8.0/10
> 
> **Pros**: It shows me my credit score and existing loan balances
> 
> **Cons**: It has too much advertisements for more credit cards.
> 
> Overall, the app is good. Its important that people are knowledgeable about their credit score and anything that may be impacting it. However, I wish it gave more detailed reasons why the score sometimes fluctuates.

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### "Great app for tracking credit when you keep on top of it\!" — 4.0/5

> **Frankie** | *August 26, 2025* | Computer & Network Security | Recommendation rating: 10.0/10
> 
> **Pros**: For what the app does, its not bad. It makes it easier for me to know what my '
Options are before making any major decisions, financially.
> 
> **Cons**: Well, I recently had the government remove my student loan while I was still relying on that to keep my credit score high. The app kept sending me notifications saying that my score was higher than people my age, that my score was going up and congratulated me for my score going up. I came to find that my score had dropped when I applied for a loan and my score was down by over 100 points and I never got a notification about it from the app. I still use the app, but this disappointed me.
> 
> Overall, the app is a good tool to help people stay on top of their finances. With some more oversight, a user could do some great work tracking their financial status and credit scores.

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### "Helped me fix my mistakes" — 5.0/5

> **Andre** | *September 25, 2025* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: Credit karma has helped me so much in repairing my credit. Its user friendly interface and personalized credit card offers makes it so easy.
> 
> **Cons**: Sometimes I feel when it comes to credit repair, offering loans shouldn’t be so easily visible. These high interest loans are what ruined my credit.
> 
> All in all it’s been great. I use it daily and the notifications when my credit increases make me smile.

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### "Okay with ck" — 3.0/5

> **Royce** | *March 23, 2025* | Computer Software | Recommendation rating: 7.0/10
> 
> **Pros**: It was good to get my credit reports from them
> 
> **Cons**: Too.
Many offers that didn't pan out for loans
> 
> I used it for a while. Had a lot of helpful hints on it to help with credit

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## Links

- [View on Capterra](https://www.capterra.ca/software/1031253/credit-karma)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/253450/Credit-Karma/> |
| en-AE | <https://www.capterra.ae/software/1031253/credit-karma> |
| en-AU | <https://www.capterra.com.au/software/1031253/credit-karma> |
| en-CA | <https://www.capterra.ca/software/1031253/credit-karma> |
| en-GB | <https://www.capterra.co.uk/software/1031253/credit-karma> |
| en-IE | <https://www.capterra.ie/software/1031253/credit-karma> |
| en-IL | <https://www.capterra.co.il/software/1031253/credit-karma> |
| en-IN | <https://www.capterra.in/software/1031253/credit-karma> |
| en-NZ | <https://www.capterra.co.nz/software/1031253/credit-karma> |
| en-SG | <https://www.capterra.com.sg/software/1031253/credit-karma> |
| en-ZA | <https://www.capterra.co.za/software/1031253/credit-karma> |

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