---
description: Learn more about Apple Pay pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Apple Pay Pricing, Reviews & Features - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/10063/mobile-banking/software) > [Apple Pay](/software/212840/apple-pay)

# Apple Pay

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> Cloud-based secure digital wallet application designed for payment processing, sales tracking, processing returns, and more
> 
> Verdict: Rated **4.7/5** by 858 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 858 Reviews |
| Ease of Use | 4.8/5 | Based on overall reviews |
| Customer Support Software | 4.5/5 | Based on overall reviews |
| Value for Money | 4.7/5 | Based on overall reviews |
| Features | 4.7/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: TheraOffice
- **Location**: Westmont, US
- **Founded**: 1999

## Commercial Context

- **Pricing model**: Per Feature
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- Digital Wallet

## Support Options

- Email/Help Desk
- Phone Support
- Chat

## Category

- [Mobile Banking Software](https://www.capterra.ca/directory/10063/mobile-banking/software)

## Alternatives

1. [Remitly](https://www.capterra.ca/software/1016819/remitly) — 2.3/5 (84 reviews)
2. [Papara](https://www.capterra.ca/software/1013310/papara) — 5.0/5 (2 reviews)
3. [Stocard](https://www.capterra.ca/software/1016799/stocard) — 4.9/5 (42 reviews)
4. [Albert](https://www.capterra.ca/software/1025494/albert) — 4.7/5 (6 reviews)
5. [WWS Mobile](https://www.capterra.ca/software/181668/wws-mobile-mobile-banking-software) — 4.7/5 (17 reviews)

## Reviews

### "Apple Pay review" — 5.0/5

> **Colin** | *March 18, 2026* | Health, Wellness & Fitness | Recommendation rating: 3.0/10
> 
> **Pros**: Easy to use at the till and online. Makes paying for items much faster - do not have to retrieve cards from wallet to pay.
> 
> **Cons**: No real downside. I do not have concerns about security of it and find that Apple Pay only makes things more convienient.
> 
> Overall very positive. I am in the habit of leaving home without my wallet as I can use my phone to pay.

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### "Fast, Secure and Convenient for Everyday Payments" — 5.0/5

> **Aasil** | *September 14, 2026* | Accounting Software | Recommendation rating: 10.0/10
> 
> **Pros**: Apple Pay is extremely easy and convenient to use. I like being able to make payments quickly without having to take out my physical card. Setting it up is simple, and Face ID makes payments fast and secure. It works well for both in-store and online purchases, and I have found it very reliable for everyday use.
> 
> **Cons**: The main limitation is that it depends on having a compatible Apple device, and not every store or website accepts Apple Pay. Occasionally, a payment terminal may not work properly, so I still prefer to keep a physical card as a backup.
> 
> My overall experience with Apple Pay has been excellent. There was almost no learning curve, and adding cards and making payments is straightforward. Payments are usually processed instantly, and I like having multiple cards available in one place. I have experienced very few bugs or payment issues. Overall, it is one of the most convenient payment methods I use regularly.

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### "Apple Pay review" — 5.0/5

> **Ethan** | *December 1, 2025* | Automotive | Recommendation rating: 7.0/10
> 
> **Pros**: Super simple to use in my business, being a business owner with employees this allows me to share the business card.
> 
> **Cons**: I don’t feel like it has the best security measures but i have not been affected by it, would like to see some sort of security system.
> 
> Simple to use with two click of a button you can access multiple cards and tap your device and it is simple to see if the transaction goes through.

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### "good product" — 4.0/5

> **Shauntel** | *April 22, 2025* | Hospital & Health Care | Recommendation rating: 8.0/10
> 
> **Pros**: the convenience of being able to use my card if i forget it
> 
> **Cons**: very hard to get credit card to link to it
> 
> use very often and is easily used once set up

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### "Life-changing, I use it all the time." — 5.0/5

> **Natalie** | *May 24, 2025* | Food & Beverages | Recommendation rating: 10.0/10
> 
> **Pros**: I think it's been life-changing and I use it all the time. It's so convenient to have it all on my phone, I always forget my wallet but never my phone.
> 
> **Cons**: The only con is that if I use the Apple Pay method too much, my bank will block the card, and then I have to call the bank because I have not used my physical card in a long time.

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## Links

- [View on Capterra](https://www.capterra.ca/software/212840/apple-pay)

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| de | <https://www.capterra.com.de/software/212840/apple-pay> |
| de-AT | <https://www.capterra.at/software/212840/apple-pay> |
| de-CH | <https://www.capterra.ch/software/212840/apple-pay> |
| en | <https://www.capterra.com/p/212840/Apple-Pay/> |
| en-AE | <https://www.capterra.ae/software/212840/apple-pay> |
| en-AU | <https://www.capterra.com.au/software/212840/apple-pay> |
| en-CA | <https://www.capterra.ca/software/212840/apple-pay> |
| en-GB | <https://www.capterra.co.uk/software/212840/apple-pay> |
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| es-CL | <https://www.capterra.cl/software/212840/apple-pay> |
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| nl | <https://www.capterra.nl/software/212840/apple-pay> |
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