--- description: Learn more about Plooto pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Plooto Pricing, Reviews & Features - Capterra Canada 2026 --- Breadcrumb: [Home](/) > [Accounts Payable Software](/directory/30520/accounts-payable/software) > [Plooto](/software/147602/plooto) # Plooto Canonical: https://www.capterra.ca/software/147602/plooto Page: 1 / 11\ Next: [Next page](https://www.capterra.ca/software/147602/plooto?page=2) > Ideal for SMBs and accountants, Plooto is the fastest way to manage business payments, AP \& AR process \& receive credit card payments. > > Verdict: Rated **4.3/5** by 243 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Plooto? Ideal for small businesses and accountants, Plooto is the fastest way to manage business payments - saving you hours on your accounts payable and receivable processes like credit card payments. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.3/5** | 243 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support Software | 4.0/5 | Based on overall reviews | | Value for Money | 4.2/5 | Based on overall reviews | | Features | 4.2/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Plooto - **Location**: Toronto, Canada - **Founded**: 2014 ## Commercial Context - **Starting Price**: $32.00 - **Pricing model**: Flat Rate (Free Trial) - **Pricing Details**: No setup fees. No integration fees. No hidden fees. Want to use Plooto exclusively for client payments? We can bill subscription and transaction fees directly to 
your clients at no cost to your firm. Accountants and bookkeepers can get free or discounted Plooto subscriptions. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200 - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop) - **Supported Languages**: English - **Available Countries**: Canada, United States ## Features - ACH Payment Processing - Accounts Payable Software - Accounts Receivable Software - Activity Dashboard - Alerts/Notifications - Audit Trail - Bank Reconciliation - Billing & Invoicing - Collaboration Tools - Contact Database - Customer Statements - Debit/Credit Card Processing - Electronic Funds Transfer - Expense Tracking - Financial Reporting Software - General Ledger - Invoice Processing - Multi-Currency - Multi-Period Recurring Billing - Multiple Payment Options - Online Payments - PCI Compliance Software - Payment Collection - Payment Fraud Prevention - Payment Processing Software - Receipt Management - Receivables Ledger - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations - Transaction Monitoring - Workflow Automation - Workflow Management Software ## Integrations (7 total) - NetSuite - QuickBooks Bi-Directional Synchronizer - QuickBooks Desktop - QuickBooks Online - QuickBooks Online Accountant - QuickBooks Online Advanced - Xero ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base Software - Phone Support - 24/7 (Live rep) - Chat ## Category - [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software) ## Related Categories - [Accounts Receivable Software](https://www.capterra.ca/directory/30521/accounts-receivable/software) - [Billing and Invoicing Software](https://www.capterra.ca/directory/30015/billing-and-invoicing/software) - [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software) - [Recurring Billing Software](https://www.capterra.ca/directory/30927/recurring-billing/software) - [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software) ## Alternatives 1. [QuickBooks Online](https://www.capterra.ca/software/141374/quickbooks-online) — 4.3/5 (8465 reviews) 2. [Xero](https://www.capterra.ca/software/169561/xero) — 4.4/5 (3300 reviews) 3. [Stampli](https://www.capterra.ca/software/147301/stampli) — 4.8/5 (463 reviews) 4. [QuickBooks Enterprise](https://www.capterra.ca/software/46497/quickbooks-enterprise) — 4.5/5 (20653 reviews) 5. [QuickBooks Desktop](https://www.capterra.ca/software/173879/quickbooks-desktop-pro) — 4.4/5 (2562 reviews) ## Reviews ### "Feb 2025 review" — 4.0/5 > **Sam** | *February 28, 2025* | Wholesale | Recommendation rating: 9.0/10 > > **Pros**: makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of just individually > > **Cons**: it does not handle vendor discounts \& credits. Also when an amount comes back into Plooto Instant, it does not sync that to qbs. Also, every now \& then it does not sync with qbs until the computer is restarted, the above is all to do with qbs desktop > > very good, Sometimes Plooto does not finish its job to do the lump sum transfer from the chequing account to Plooto Clearing in qbs ----- ### "Caution, investigate and have a back up" — 1.0/5 > **Steve** | *December 19, 2024* | Human Resources | Recommendation rating: 1.0/10 > > **Pros**: Easy to setup is the ONLY thing I liked. > > **Cons**: Slow money transfers, cannot transfer money from one currency to another, cost per transaction is more than major e-commerce bank accounts. > > Very poor. Lost a contractor because the funds took too long to appear in their account. ----- ### "Great software for processing payments." — 3.0/5 > **Sarah** | *July 16, 2025* | Construction | Recommendation rating: 9.0/10 > > **Pros**: I like how this software can sync with Quickbooks Enterprise. I can fine open invoices and you can pay directly through Plooto. It then syncs the bill in Quickbooks and marks it as paid > > **Cons**: Overall i really like Plooto, but this year they had made an update which made adding new contacts more manual. Previously you could see all bills, even ones that weren't set up in Plooto. You could easily select the + to easily add the contact and set up direct deposit. Now this + is not available and evety new contact needs to be manually inputted. The problem with this is, if it is not 100% identical to your CRM (in our case quickbooks) it will not sync. Then when the bill is paid through Plooto it will not show as paid in your CRM. Which could lead to a 2nd payment. > > So far we are content with the payables portion. Soon we will be exploring the receivables side of the software. ----- ### "Plooto Review" — 4.0/5 > **Amir** | *December 17, 2025* | Education Management | Recommendation rating: 8.0/10 > > **Pros**: Plooto helped us streamline our weekly vendors payment system. Plooto integration with the QuickBooks online is easy to use \& navigate. Intimation to the vendors, through email about the payment details is a great feature. > > **Cons**: When you logged in to the Plooto, you need to refresh and update \& Sync it with QuickBooks online again \& again. The normal processing time should be one working day for the domestic payments instead of 3 days without any extra charges. > > The overall experience with Plooto is great, compare to using the Automated Clearing House (ACH) payment system for vendor payments. Plooto auto reconciliation feature for the weekly payments with the bank account save time for other important areas to concentrate. ----- ### "Recommend for cutting costs and cash management" — 5.0/5 > **Chloe** | *June 3, 2026* | Accounting Software | Recommendation rating: 8.0/10 > > **Pros**: Plooto is great for setting up payments as a third party for a company as rules can be placed so that the payment is set up to be released by a manager as cash flow is there > > **Cons**: It was a bit of a learning curve with how to process partial payments, recurring payments or payments without an invoice. > > It integrates well with QuickBooks, keeps everything neat and tidy. Recipients only need to enter a one time password and then their bank info and then payments go directly to their bank with less fees than a normal EFT would be. ----- Page: 1 / 11\ Next: [Next page](https://www.capterra.ca/software/147602/plooto?page=2) ## Links - [View on Capterra](https://www.capterra.ca/software/147602/plooto) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data