---
description: Compare the best Debt Collection Software in Canada. Capterra offers software reviews from verified users, pricing, and features. Find the top rated software for your business.
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title: Debt Collection Software - Prices & Reviews - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Debt Collection Software](https://www.capterra.ca/directory/30234/debt-collection/software)

# Debt Collection Software

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> Debt Collection software automates the management and accounting process for overdue invoices on behalf of an organization or a specialized collection agency.

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## Products

1. [Kuhlekt](https://www.capterra.ca/software/148055/kuhlekt) — 5.0/5 (6 reviews) — Kuhlekt: \#1 B2B collections \& AR automation platform. Faster cash flow, integrated payments, full automation — built around you.
2. [Lariat](https://www.capterra.ca/software/79290/lariat) — 4.5/5 (4 reviews) — Full featured and easy to use cloud based collection software. We offer free unlimited support and no upfront costs.
3. [ACE](https://www.capterra.ca/software/91139/webar) — 4.5/5 (140 reviews) — Debt Collections \& Accounts Receivable Management platform, clients report a 400% increase in collection rates with lower overhead.
4. [Gaviti](https://www.capterra.ca/software/169544/gaviti) — 4.5/5 (91 reviews) — Gaviti is an AI-powered accounts receivable automation platform built for B2B companies that invoice on terms. Designed for mid-sized t
5. [ezyCollect by Sidetrade](https://www.capterra.ca/software/135729/ezycollect) — 4.9/5 (12 reviews) — Recover debt faster with smart workflows, credit risk signals \& easy payments—without damaging customer relationships.
6. [Collect\!](https://www.capterra.ca/software/66949/collect) — 4.7/5 (70 reviews) — Collect\! includes the options, flexibility, features, automations, add-ons and integrations to set up your workflow the way you want.
7. [PhoneBurner](https://www.capterra.ca/software/134672/phoneburner) — 4.8/5 (176 reviews) — Dialer software built for high connect rates. PhoneBurner powers millions of conversations, with average answer rates exceeding 10%.
8. [LeadSquared](https://www.capterra.ca/software/130199/leadsquared) — 4.3/5 (167 reviews) — Debt Collection Software to track and follow up with defaulters efficiently, predict debt recovery and enable faster collections.
9. [Creatio CRM](https://www.capterra.ca/software/130149/bpm-online-crm) — 4.7/5 (133 reviews) — Best-in-class financial services CRM and workflow platform with no-code and AI at its core.
10. [Simplicity](https://www.capterra.ca/software/89548/simplicitycollect) — 4.3/5 (97 reviews) — Intelligent, flexible, affordable cloud based collection solution perfect for any sized debt collection practice.
11. [Oracle Fusion Cloud ERP](https://www.capterra.ca/software/131686/oracle-fusion-cloud-erp) — 4.2/5 (70 reviews) — Oracle Fusion Cloud ERP is a cloud-based, end-to-end, business management solution designed for mid to enterprise-level customers.
12. [TCN](https://www.capterra.ca/software/84252/tcn) — 4.5/5 (57 reviews) — Boost revenue, recovery rates and compliance with TCN’s intelligent tools that empower agents and save time while increasing revenue.
13. [Financial Management Cloud](https://www.capterra.ca/software/125472/financialforce-professional-services-automation-psa) — 4.2/5 (55 reviews) — Certinia ERP Cloud software gives you a flexible general ledger, automated billing processes, and intelligence in one place.
14. [Chaser](https://www.capterra.ca/software/157101/chaser) — 4.9/5 (45 reviews) — Automate and streamline your accounts receivable process. Improve cash flow visibility.
15. [CasetrackerLaw](https://www.capterra.ca/software/127129/casetrackerlaw) — 4.9/5 (44 reviews) — Casetrackerlaw.com: Empowering debt collection since '98. Secure, web-based. Control AR, integrate CRM \& attorney network.
16. [Beyond ARM](https://www.capterra.ca/software/75703/beyond-arm) — 4.2/5 (39 reviews) — With a focus on self-service, DAKCS provides collection software solutions to manage your business, increase revenue, and reduce costs.
17. [Esker](https://www.capterra.ca/software/121233/esker-accounts-payable) — 4.6/5 (38 reviews) — Esker is a global cloud platform built to unlock strategic value for Finance, Procurement and Customer Service professionals.
18. [Serrala Suite](https://www.capterra.ca/software/177698/serrala-suite) — 4.2/5 (38 reviews) — Reduce DSO and improve working capital with the most comprehensive solution for collections, deductions, and disputes.
19. [Turnkey Lender](https://www.capterra.ca/software/135052/turnkey-lender) — 4.6/5 (36 reviews) — TurnKey Lender is an AI-driven platform that has everything to run efficient debt collection out-of-the-box.
20. [CollectMax](https://www.capterra.ca/software/79274/collectmax) — 4.7/5 (31 reviews) — JST CollectMax advanced legal debt collections software provides a high level of automation and impressive capabilities.
21. [Moonflow](https://www.capterra.ca/software/1051205/moonflow) — 4.8/5 (26 reviews) — Moonflow is autonomous debt collection software that helps businesses reduce costs.
22. [FrontSpin](https://www.capterra.ca/software/134345/frontspin) — 4.2/5 (25 reviews) — Power Dialer and Communication Software, fast and easy to implement, salesforce.com compatible.
23. [HES LoanBox](https://www.capterra.ca/software/1032224/hes-loanbox) — 4.9/5 (25 reviews) — End-to-end AI/ML lending platform with advanced depth collection, scoring, risk analysis, and full compliance.
24. [Visual Queue Network (VQN)](https://www.capterra.ca/software/79360/vqn-agency) — 4.3/5 (23 reviews) — VQN provides debt collection/recovery/compliance features for Financial Institutions leveraging cloud communication channels like SMS.
25. [Dialfire](https://www.capterra.ca/software/156848/dialfire) — 4.7/5 (23 reviews) — Easy-to-use, full-featured Outbound Call Center Software from the cloud with many advanced features, but no set-up or monthly agent fee

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## Related Categories

- [Loan Servicing Software](https://www.capterra.ca/directory/30088/loan-servicing/software)
- [Risk Management Software](https://www.capterra.ca/directory/30665/risk-management/software)
- [Accounting Software](https://www.capterra.ca/directory/1/accounting/software)
- [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.ca/directory/30521/accounts-receivable/software)

## Links

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Teams get the visibility they need to prioritize accounts, optimize performance, and work smarter with fewer manual tasks.\n\nWhat Gaviti Does\n\nAutomates collection campaigns and payment reminders.\n\nCentralizes activities in a Collector Workspace for full team visibility.\n\nAssesses customer credit risk with integrated credit agency data.\n\nSpeeds up cash application and automates deductions.\n\nManages disputes with trackable, structured workflows.\n\nProvides real-time reports and dashboards for performance monitoring.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/3baa735f-6bfa-428d-8598-ff87485204a4.png","url":"https://www.capterra.ca/software/169544/gaviti","@type":"ListItem"},{"name":"ezyCollect by Sidetrade","position":5,"description":"Proactive Debt Collection Software for Mid-Market and SME Finance Teams. ezyCollect by Sidetrade helps finance teams recover debt faster & seamlessly escalates to debt recovery—without straining customer relationships or adding admin overhead.\n\n• Automated reminders, task workflows, and credit insights turn late payments into predictable cash flow.\n• Empower your team with early risk signals and streamline follow-up in one connected AR ecosystem.\n• Offer a frictionless way for customers to pay through secure portals and integrated online payments.\n• Fast to implement, simple to use, and built to work with your existing accounting software.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/b3928a0a-197f-4e37-b4ba-7c0fd91cfe81.png","url":"https://www.capterra.ca/software/135729/ezycollect","@type":"ListItem"},{"name":"Collect!","position":6,"description":"Improve your collection practice and grow your collection business with Collect! credit and debt collection software.  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Simplicity provides the most affordable, flexible, secure, and intelligent debt collection software solution in the market.  Simplicity's modernized, cloud-based interface boasts all the features of a \"big box\" collection software at a price anyone can afford.  Try our FREE DEMO today!","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/78ef61ce-4a4e-454c-8c3b-b073a554f677.png","url":"https://www.capterra.ca/software/89548/simplicitycollect","@type":"ListItem"},{"name":"Oracle Fusion Cloud ERP","position":11,"description":"Continuous change requires continuous innovation.  Tomorrow’s leaders are those most capable of adapting to change today. Oracle Fusion Cloud ERP is a complete, modern, cloud ERP suite that provides your mid to enterprise-level teams with advanced capabilities, such as AI to automate the manual processes that slow them down, analytics to react to market shifts in real time, and automatic updates to stay current and gain a competitive advantage.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/2b9046b5-6078-49fb-b20d-b28bf28f2376.png","url":"https://www.capterra.ca/software/131686/oracle-fusion-cloud-erp","@type":"ListItem"},{"name":"TCN","position":12,"description":"Whether you call it collections or accounts receivable management (ARM), TCN delivers the best cloud contact center technology in the industry. Boost revenue, recovery rates and compliance with TCN’s intelligent tools that eliminate wasted time with automation, empower agents to reach peak productivity and provide predictive insights to keep your contact center thriving. Have a contact center in collections? TCN was made for you.\n\nTCN offers various solutions to help you simplify complicated rules and minimize risk by adapting to changing regulations with ease. Make being audit-ready stress-free with TCN. Additionally, TCN focuses on providing ongoing training to maximize your productivity, enabling you to stay up to date and reach your full potential long after your agents are onboarded. Ultimately, TCN’s customer service is incomparable. Quickly get to know your account manager without dealing with hierarchies and experience excellent customer service at no cost to you.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/da8fe8f4-850b-46c4-8508-50195f0f134e.png","url":"https://www.capterra.ca/software/84252/tcn","@type":"ListItem"},{"name":"Financial Management Cloud","position":13,"description":"With Certinia ERP Cloud you can streamline, simplify, and automate your financial operations. 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Improve cash flow visibility.\n\nChaser users:\n- Get invoices paid 54+ days sooner\n- Grow fearlessly with predictable cash flow\n- Reduce your DSO by 75%\n- Save 15+ hours per week on accounts receivable tasks\n- Maintain great customer relationships\n\nWhy use Chaser?\n\nAutomate your receivables process end-to-end in one system, from credit checks, to chasing, to payment, and collections. \n\nGrow confidently with customizable cash flow visibility, with automated, flexible forecasts based on your accounting data.\n\nGet invoices paid faster. Reduce late payments with improved AR and actionable insights. Users reduce DSO by 75%+\n\nUse AI-powered insights to understand which debtors to prioritize, who will pay late, and the best times and days to chase\n\nTrack everything in one place: all debtor communications, replies, and calls are pulled into Chaser automatically.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/c6b6a9c1-6f11-4015-a51b-62f2ba44cfa2.png","url":"https://www.capterra.ca/software/157101/chaser","@type":"ListItem"},{"name":"CasetrackerLaw","position":15,"description":"Since 1998, Casetrackerlaw.com has pioneered innovative, web-based solutions for accounts receivable management. We provide attorneys, collection agencies, and credit departments with the tools to manage debt collection effectively and ethically.\n\nOur customizable, top-rated platform offers flexibility, robust security, and unparalleled control over your processes. Benefit from comprehensive cloud-based features, multi-user access, integrated CRM, and direct claim forwarding capabilities. We believe in offering a complete package, eliminating the need for costly add-ons, and providing scalable options like our Starter Package. Central to our offering is dedicated, human-centered support, ensuring you maximize the platform's potential. Discover a smarter way to manage collections at castrackerlaw.com","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/9bbb835a-d44d-4eff-bf51-40376513bd28.png","url":"https://www.capterra.ca/software/127129/casetrackerlaw","@type":"ListItem"},{"name":"Beyond ARM","position":16,"description":"Beyond ARM is a single, fully-integrated SaaS platform with a focus on self-service. By bundling debt collection and accounts receivable features, Beyond ARM helps  your company increase your capacity to work more accounts, more efficiently.\n\nOur trusted, self-service software helps keep your clients informed of results, allows customers to by their debt more efficiently, and increases overall collections, while maintaining regulatory compliance and reducing overhead costs. \n\nLet's chat today!","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/df890268-2ae5-428c-91fb-36a7d3435eab.png","url":"https://www.capterra.ca/software/75703/beyond-arm","@type":"ListItem"},{"name":"Esker","position":17,"description":"Esker is a global cloud platform built to unlock strategic value for Finance, Procurement and Customer Service professionals, and strengthen collaboration between companies by automating the cash conversion cycle.  Esker’s mission is to build a foundation that promotes positive-sum growth, increased productivity, improved employee engagement, and greater trust between organizations.\n\nBy developing AI-driven technologies and automating the source-to-pay and order-to-cash cycles, Esker frees up Finance, Procurement and Customer Service professionals from time-consuming tasks, helps them be more efficient, and enables them to develop new skills.  At the same time, Esker improves relationships between customers and suppliers, while allowing them to maintain their ERP independence. Esker’s cloud platform integrates with existing ERP environments, giving businesses the flexibility to connect with any system without having to change the way they work.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/7c9f3f16-69fd-4da0-9de1-9cfab7556088.jpeg","url":"https://www.capterra.ca/software/121233/esker-accounts-payable","@type":"ListItem"},{"name":"Serrala Suite","position":18,"description":"The most comprehensive end-to-end offering for collections and disputes with market proven and best-practice receivables management strategies and fully centralized, automated workflows that provide full visibility across all active and historical collections cases.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/b50f653d-c33f-4380-aef6-ef75aad97fc4.png","url":"https://www.capterra.ca/software/177698/serrala-suite","@type":"ListItem"},{"name":"Turnkey Lender","position":19,"description":"TurnKey Lender is an AI-driven platform that has everything to run efficient debt collection out-of-the-box. It automates all recurrent collection tasks and payments, enables API integrations, simplifies reporting, and includes an AI-driven customer rating and collectability scoring. Debt Collection by TurnKey Lender comes as a stand-alone integrated solution or as part of the end-to-end platform that automates the entire lending process.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/7aee69ec-37ee-4082-a305-8fcf5cccb224.png","url":"https://www.capterra.ca/software/135052/turnkey-lender","@type":"ListItem"},{"name":"CollectMax","position":20,"description":"CollectMax from JST is a proven advanced software solution used by hundreds of collections law firms nationwide. CollectMax is the right fit for almost any practice, whether you manage 200 or 200,000 files.\n\nCollectMax is uniquely flexible and designed to be exceptionally user- friendly. Training new users is easy and purchasing CollectMax is easy, too: options include a monthly rental, and you can start with a basic package and add on as your practice grows. It's just that simple.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/0591f439-f72b-49d4-9185-33ccc2387e29.png","url":"https://www.capterra.ca/software/79274/collectmax","@type":"ListItem"},{"name":"Moonflow","position":21,"description":"Moonflow is a cloud-based autonomous debt collection software that automates accounts receivable tasks, enhancing efficiency. It offers tools for invoicing, payment reminders, dispute resolution, and reporting. The platform sends automated reminders via email, SMS, and WhatsApp, and features an online payment portal for customer convenience.\n \nMoonflow's analytics provide insights into collection performance, with customizable dashboards and real-time KPIs for strategy optimization. The software caters to various industries with multi-currency and multi-language support. It integrates with accounting and ERP systems, reducing collection costs, improving cash flow, and fostering better customer relationships.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/b6fd3ff1-1172-40ae-b69c-2f4ba4fc7a64.png","url":"https://www.capterra.ca/software/1051205/moonflow","@type":"ListItem"},{"name":"FrontSpin","position":22,"description":"FrontSpin helps you reach more contacts in less time.  Our communication tool and power dialer implements your playbooks across all touchpoints. Salesforce.com compatible.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/5d68f57c-16a2-46ec-bae6-16645d808ae6.png","url":"https://www.capterra.ca/software/134345/frontspin","@type":"ListItem"},{"name":"HES LoanBox","position":23,"description":"HES Debt Collection Software is an AI-powered solution that automates and optimizes debt recovery for banks, lenders, and financial institutions. It streamlines workflows, reducing manual effort while improving recovery rates with AI-driven strategies that personalize collection approaches based on borrower behavior.\n\nThe platform supports multi-channel communication via SMS, email, phone, and chat, increasing engagement and repayment rates. Seamless integrations with KYC providers, payment gateways, and CRM systems ensure a smooth and compliant process.\n\nDesigned for scalability, it helps businesses reduce delinquency rates, optimize recovery efforts, and enhance customer relationships while maintaining regulatory compliance. With data-driven insights and automation, HES Debt Collection Software makes debt recovery faster, smarter, and more efficient.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/6ba9a61b-63b4-46a0-a4cb-0639e37407ed.png","url":"https://www.capterra.ca/software/1032224/hes-loanbox","@type":"ListItem"},{"name":"Visual Queue Network (VQN)","position":24,"description":"VQN provides professional debt collection/recovery/compliance features for Financial Institutions and Health Care Receivables Management.\n\nThe VQN Product Suite is developed in Microsoft .NET and is seamlessly integrated to Microsoft desktop tools.  VQN reports manifest as Excel files and VQN letters as Word Documents. \n\nVQN now leverages cloud services for leveraging cloud communication channels like SMS and email.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/55091706-c2ac-4a57-9150-22d1587fb34d.png","url":"https://www.capterra.ca/software/79360/vqn-agency","@type":"ListItem"},{"name":"Dialfire","position":25,"description":"Whether you are looking for a faster way of calling or an improved workflow. Dialfire dialer will enhance your debt collection phone campaign with powerful predictive dialing and automated, easy personalisable workflows. No set-up costs, no monthly fees. Only pay for what you use.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/abada65a-83aa-429b-b19a-637d4e7388eb.png","url":"https://www.capterra.ca/software/156848/dialfire","@type":"ListItem"}],"numberOfItems":25}
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