---
description: Compare the best Payment Processing Software in Canada. Capterra offers software reviews from verified users, pricing, and features. Find the top rated software for your business.
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title: Payment Processing Software - Prices & Reviews - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software)

# Payment Processing Software

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> Payment Processing software enables organizations of varying sizes to process credit card payments via either the internet or traditional point of sale (POS) interfaces.

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## Products

1. [Temenos](https://www.capterra.ca/software/111334/temenos-t24) — 4.4/5 (69 reviews) — Payments platform supporting banks to process ACH, Fedwire, RTP, and FedNow payments at scale with fraud and compliance controls.
2. [ACH Universal](https://www.capterra.ca/software/204041/ach-universal) — 4.3/5 (3 reviews) — Create ACH / NACHA files and Canada EFT files quickly and easily. Works with QuickBooks, QuickBooks Online, SQL - and Excel, csv files.
3. [EBizCharge](https://www.capterra.ca/software/135930/ebizcharge) — 4.4/5 (51 reviews) — EBizCharge is the leading embedded payments application for businesses to accept payments in their ERP, CRM, or eCommerce system.
4. [Chargebee](https://www.capterra.ca/software/131433/chargebee) — 4.3/5 (117 reviews) — Chargebee is a revenue growth management platform tailored to meet your unique business needs \& improve operational efficiency.
5. [Finastra Global PAYplus](https://www.capterra.ca/software/1084800/Finastra-Global-PAYplus) (0 reviews) — Global PAYplus is an ISO 20022-native, multi-rail payment hub enabling financial institutions to centrally process and manage payments.
6. [Plooto](https://www.capterra.ca/software/147602/plooto) — 4.3/5 (245 reviews) — Ideal for SMBs and accountants, Plooto is the fastest way to manage business payments, AP \& AR process \& receive credit card payments.
7. [Zoho Billing](https://www.capterra.ca/software/162429/zoho-subscriptions) — 4.5/5 (109 reviews) — Simplify the payment process with Zoho Billing's multiple payment choices, including cards, bank transfers, and PayPal.
8. [Regpack](https://www.capterra.ca/software/124427/regpack) — 4.4/5 (372 reviews) — Automate and streamline client billing with Regpack's full suite of onboarding and payment tools. Manage clients efficiently.
9. [360 Payments](https://www.capterra.ca/software/177326/360-payments) — 4.7/5 (35 reviews) — 360 Payments simplifies transactions with integrated payments, text-to-pay, financing, and mobile solutions for businesses.
10. [Stripe](https://www.capterra.ca/software/123889/stripe) — 4.6/5 (3386 reviews) — Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features.
11. [WeTravel](https://www.capterra.ca/software/163474/wetravel) — 4.8/5 (529 reviews) — WeTravel offers payment processing solutions specifically designed for travel businesses and tour operators.
12. [PayPal](https://www.capterra.ca/software/179251/paypal) — 4.6/5 (26676 reviews) — From payments to credit to fraud protection, PayPal helps businesses streamline payment processing and chargeback management.
13. [QuickBooks Enterprise](https://www.capterra.ca/software/46497/quickbooks-enterprise) — 4.5/5 (20687 reviews) — Accept credit cards, process payments, and improve cash flow with QuickBooks Enterprise. Buy Now\!
14. [Venmo](https://www.capterra.ca/software/182159/venmo-) — 4.7/5 (9306 reviews) — Mobile-based social commerce platform that enables users to carry out money transmission across all types of purchases.
15. [QuickBooks Online](https://www.capterra.ca/software/141374/quickbooks-online) — 4.3/5 (8539 reviews) — QuickBooks Online is a powerful payment processing \& accounting tool. Get paid faster \& manage transactions. \!
16. [Shopify](https://www.capterra.ca/software/83891/shopify) — 4.5/5 (6720 reviews) — Shopify is a commerce platform that helps businesses create online stores, sell across channels, and manage their operations.
17. [Acuity Scheduling](https://www.capterra.ca/software/128285/acuity-scheduling) — 4.8/5 (5769 reviews) — Appointment scheduling solution that helps businesses automate client bookings, cancellations, reminders, payments, and more.
18. [FreshBooks](https://www.capterra.ca/software/142390/freshbooks) — 4.5/5 (4529 reviews) — An easy invoicing and accounting solution starting at $7.60/mth (first 6 mths). Join 24 million people who've already used FreshBooks.
19. [Vagaro](https://www.capterra.ca/software/153752/vagaro) — 4.7/5 (3669 reviews) — Vagaro® has everything you need run your business: bookings, payments, free marketplace, \& more\! Free contactless card reader\!
20. [Square Point of Sale](https://www.capterra.ca/software/154907/square-point-of-sale) — 4.6/5 (3039 reviews) — Customizable point-of-sale (POS) system built for businesses of all shapes and sizes, offering reporting and inventory management.
21. [Housecall Pro](https://www.capterra.ca/software/140363/housecall-pro) — 4.7/5 (2748 reviews) — Web-based field service management software that helps home service pros automate scheduling, dispatching, and routine operations.
22. [Square Payments](https://www.capterra.ca/software/170278/square-payments-processing) — 4.7/5 (2715 reviews) — Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go.
23. [NetSuite](https://www.capterra.ca/software/135757/netsuite) — 4.2/5 (2077 reviews) — NetSuite is the AI-powered cloud ERP that unifies financials and operations to help businesses grow and scale.
24. [Clio](https://www.capterra.ca/software/105428/clio) — 4.7/5 (1749 reviews) — Clio is the legal AI platform for running your firm and doing the legal work. It’s ranked \#1 on Capterra with the most 5-star reviews,
25. [Wave](https://www.capterra.ca/software/178021/wave-apps) — 4.4/5 (1731 reviews) — Accounting solution that helps businesses automate invoicing, payroll management, estimating, invoicing, and bookkeeping tasks.

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## Related Categories

- [Point of Sale Software](https://www.capterra.ca/directory/20052/point-of-sale/software)
- [Accounts Receivable Software](https://www.capterra.ca/directory/30521/accounts-receivable/software)
- [Recurring Billing Software](https://www.capterra.ca/directory/30927/recurring-billing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.ca/directory/31089/mobile-credit-card-processing/software)
- [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software)

## Links

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Designed to streamline operations and improve cash flow management, Plooto serves as a solution for finance teams seeking to automate and simplify payment processes.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/22005f3b-b62c-493b-ab30-06f7d86db352.png","url":"https://www.capterra.ca/software/147602/plooto","@type":"ListItem"},{"name":"Zoho Billing","position":7,"description":"With Zoho Billing (formerly known as Zoho Subscriptions), you can streamline payments to ensure a frictionless experience for customers. 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The platform supports one-time payments, installment plans, and deposits without requiring manual invoice creation for each transaction. Automated reminders go out when payments are upcoming or past due, reducing the staff time spent chasing balances. All payment activity feeds directly into real-time reporting so finance and operations teams always have an accurate picture of what has been collected and what remains outstanding.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/b0831ee5-b141-4cc3-9ce1-a57e98be11b6.png","url":"https://www.capterra.ca/software/124427/regpack","@type":"ListItem"},{"name":"360 Payments","position":9,"description":"360 Payments is a payment processing system that streamlines financial transactions for businesses. The platform integrates with business management software to enhance operational efficiency. Its text-to-pay feature enables sending invoices directly to customers via text message, allowing for convenient smartphone payments. 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The system offers APIs for payment acceptance, recurring revenue management, payouts, and financial automation enhanced by AI tools. Stripe's platform includes fraud protection through Radar, subscription billing capabilities, automated tax compliance, and custom reporting via Sigma. The service integrates with various business tools while providing customizable UI components and developer-friendly APIs. For technical teams, Stripe delivers intuitive APIs that enable quick deployment and scaling of payment infrastructure. Businesses without development resources can utilize low-code and no-code options such as Checkout and Payment Links. The platform supports multiple currencies and allows businesses to select specific capabilities from its modular suite, making it suitable for international operations requiring secure, scalable payment processing.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/9928bafb-558e-4bf3-98be-58b003ab4358.png","url":"https://www.capterra.ca/software/123889/stripe","@type":"ListItem"},{"name":"WeTravel","position":11,"description":"WeTravel software solution processes credit card and bank transfer payments in over 30 currencies with local payment methods including ACH, SEPA, and BECS. WeTravel enables flexible payment structures with customizable deposit amounts, automated installment plans with payment reminders, and multi-currency checkout where customers pay in their local currency. The software includes payment plan management, automated billing, refund processing, and reconciliation reporting. 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Best of all, you can try it for free for 30 days.\n\nBuy now and save 75% off QuickBooks for the 1st 6 months!","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/507b7e72-a477-4dee-a78d-fb9cc5d95d75.png","url":"https://www.capterra.ca/software/141374/quickbooks-online","@type":"ListItem"},{"name":"Shopify","position":16,"description":"Shopify is a commerce platform that enables businesses to create and manage online stores, sell across multiple channels, and streamline operations. The platform provides website-building tools, including customizable themes and domain services. The point-of-sale system syncs online and offline sales, while the checkout offers a fast, secure, and customizable experience.\nThe platform includes marketing and analytics tools to help reach customers and gain insights. Shopify releases new features twice a year through Shopify Editions. With an ecosystem of apps and a team of developers, the platform provides ongoing updates and capabilities. The solution supports sales online, in-person, directly, and wholesale. Shopify Capital offers funding options to support business growth and inventory management.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/02003834-0d15-4971-9c3a-6b27005f4b06.png","url":"https://www.capterra.ca/software/83891/shopify","@type":"ListItem"},{"name":"Acuity Scheduling","position":17,"description":"Acuity Scheduling is a personal assistant for scheduling that works 24/7, behind the scenes to fill your calendar and take admin off your plate. From the moment a client books, Acuity automatically sends branded booking confirmations, delivers email and text reminders, lets clients reschedule or cancel, and processes payments or deposits up front — so all your team has to do is show up at the right time.\n\nBehind the booking page, Acuity handles calendar syncing with Google, Outlook, iCloud, and Office 365, custom intake forms, multiple appointment types, group classes, packages, and memberships, plus client management and reporting. Use it on its own or connect it to a Squarespace website, and manage everything from the Acuity mobile app. Built for solo professionals, teams, and service-based businesses of every size.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/8d2bcb49-a179-4429-958c-2a822b192105.webp","url":"https://www.capterra.ca/software/128285/acuity-scheduling","@type":"ListItem"},{"name":"FreshBooks","position":18,"description":"FreshBooks is a cloud-based accounting software designed for small businesses. It offers features such as invoicing, time tracking, expense management, and financial reporting, allowing users to streamline their financial operations. It enables billing and payments, with the ability to automate recurring invoices, accept online payments, and set up late payment reminders. The expenses feature provides mobile receipt scanning, bank account imports, and automated expense categorization, keeping financial records organized and up-to-date.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/67665783-bd0d-4b97-99af-c628a74ea005.png","url":"https://www.capterra.ca/software/142390/freshbooks","@type":"ListItem"},{"name":"Vagaro","position":19,"description":"Vagaro® is the best way to accept any payment method from your clients for beauty, wellness & fitness professionals! Vagaro offers a low 2.65% flat rate, applicable to all major credit cards. Offer Pay Later options to boost bookings! Get a FREE contactless card reader when you sign up. With integrated 24/7 booking, appointments & payments you can manage your entire business on any device. Whether you're a small business or a large merchant, our payment processing system works seamlessly with our scheduling platform.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/4e2671a7-72b7-4638-9434-190c249607a3.png","url":"https://www.capterra.ca/software/153752/vagaro","@type":"ListItem"},{"name":"Square Point of Sale","position":20,"description":"Square Point of Sale is the POS system that enables business of all sizes and industries to sell in-person, online, over the phone, or out in the field. It helps track customer preferences and feedback with every sale. Use your POS’s built in sales and inventory reports to see how the business is doing.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/b62b64de-af85-4eaa-ad7a-09caca135893.jpeg","url":"https://www.capterra.ca/software/154907/square-point-of-sale","@type":"ListItem"},{"name":"Housecall Pro","position":21,"description":"Housecall Pro is a cloud-based field service management software that helps home service professionals streamline their operations and automate routine tasks such as scheduling, dispatching, and follow-ups. Users can make payments with secure processing, card-on-file features, and more. Seamlessly integrate with third-party software such as QuickBooks and Zapier, for simplified workflows. It also offers analytics and reporting on key metrics.\n\nWith Housecall Pro, field technicians can update jobs, send invoices, and communicate with customers, while office staff can stay in the loop from anywhere.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/bd6ad857-8506-4472-a257-27953e488179.jpeg","url":"https://www.capterra.ca/software/140363/housecall-pro","@type":"ListItem"},{"name":"Square Payments","position":22,"description":"Accept every way your customers want to pay with Square Payments. Get a free magstripe reader to swipe credit cards anywhere. Take chip cards and NFC payments with Square Reader for contactless and chip. With Squares credit card processing, you can accept all major cards and get deposits as fast as the next business day. We offer chargeback protection, fraud detection, account takeover protection, and more, so you can focus on your customers. Its free to sign up and fast to get set up.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/f0986dce-1396-4b7d-9975-0a75e36e1afe.png","url":"https://www.capterra.ca/software/170278/square-payments-processing","@type":"ListItem"},{"name":"NetSuite","position":23,"description":"NetSuite is the #1 AI-powered cloud ERP, helping organizations streamline operations, improve visibility, and accelerate growth on a single, integrated cloud business suite. Designed to grow with your business, NetSuite brings together accounting, inventory and order management, procurement, CRM, human resources, commerce, and more. Ask Oracle enables users to interact with NetSuite through natural language by answering questions, analyzing business data, surfacing insights, and providing guidance-all within NetSuite’s existing security, roles, permissions, and controls. Embedded into everyday workflows, Ask Oracle helps users make faster, more informed decisions and take action without disrupting their work. Agents and agentic workflows extend these capabilities by automating tasks & coordinating work across multiple steps. Supporting more than 44,000 organizations in over 220 countries and territories, NetSuite provides the scalability, flexibility, and intelligence businesses need.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/76ba5be7-e39f-481e-9045-7c45d7cf6d39.png","url":"https://www.capterra.ca/software/135757/netsuite","@type":"ListItem"},{"name":"Clio","position":24,"description":"Clio is the legal AI platform for running your firm and doing the legal work. It’s ranked #1 on Capterra with the most 5-star reviews, and 400,000+ legal professionals in 130+ countries work in it.\n\nPractice management is the foundation, and Clio builds on it: matters, documents, and calendars sit alongside intake, billing, payments, accounting, and legal research with authoritative law built in.\n\nBecause that work is connected, Clio’s AI can flag what needs attention and prepare the next step for you to review. You keep control of the judgment and the final work.\n\nClio has served law firms since 2008 and works with 100+ bar associations across all 50 states. Firms get 300+ integrations, free data migration, and 24/5 support.\n\nClio works across practice areas including personal injury, family law, criminal defense, real estate, immigration, civil litigation, and estate planning.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/fa1feb98-8579-416f-ac83-b49088a3650d.jpeg","url":"https://www.capterra.ca/software/105428/clio","@type":"ListItem"},{"name":"Wave","position":25,"description":"With Wave’s small business software, users can automate bookkeeping tasks, create invoices and simplify tax preparation. It offers bookkeeping tools from within a unified platform. The platform streamlines decision-making through financial reports. Users can track payments, view customer information, and manage cash flow with the dashboard and mobile application.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/856804b6-fbf8-426d-be08-6f4322de5d25.png","url":"https://www.capterra.ca/software/178021/wave-apps","@type":"ListItem"}],"numberOfItems":25}
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