---
description: Discover and compare Free Payment Processing Software Applications & Tools. Capterra is a free interactive tool that lets you quickly narrow down your software selection, contact multiple vendors, and compare platforms for your business.
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title: Free Payment Processing Software - Capterra Canada 2026
---

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# Payment Processing Software

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> Payment Processing software enables organizations of varying sizes to process credit card payments via either the internet or traditional point of sale (POS) interfaces.

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## Products

1. [FlexPoint EMV Platform](https://www.capterra.ca/software/141528/flexpoint-emv-platform) (0 reviews) — Ease of Integration. Our advanced payment technology enables our Partners to offer virtually every type of payment. 1-877-370-6465
2. [LevelUp](https://www.capterra.ca/software/178224/levelup) (0 reviews) — Mobile app that helps restaurants engage guests across thousands of locations and increase loyalty towards their brand.
3. [Xsolla](https://www.capterra.ca/software/187460/xsolla-paystation) (0 reviews) — Xsolla the Video Game eCommerce platform, our tech is built to empower developers and all alike for online entertainment sales.
4. [TransferMate](https://www.capterra.ca/software/188447/transfermate) (0 reviews) — TransferMate enables businesses to send and receive international foreign currency money worldwide.
5. [Plisio](https://www.capterra.ca/software/205139/plisio) (0 reviews) — Accept Crypto on Your Website
6. [Extend](https://www.capterra.ca/software/211779/extend) (0 reviews) — Payment processing platform that provides virtual credit cards, budget tracking, and spend management tools for businesses.
7. [Xonder](https://www.capterra.ca/software/211976/xonder) (0 reviews) — Xonder is a simple and affordable payment framework built for the internet, connecting payments from all over the world.
8. [Cratoflow](https://www.capterra.ca/software/219876/cratosys) (0 reviews) — Cratoflow is the world's first end-to-end automated bookkeeping platform to help businesses manage their finances in an automated way.
9. [AB Pay](https://www.capterra.ca/software/1014532/ab-pay) (0 reviews) — AB PAY offers a wide variety of payment processing services, each with enhanced features designed to help you increase sales.
10. [Binamik Platform](https://www.capterra.ca/software/1024990/binamik-pay) (0 reviews) — A SaaS platform that makes purchasing tours as easy as purchasing an airline ticket.
11. [PAY.JP](https://www.capterra.ca/software/1025743/payjp) (0 reviews) — Online payment processor that allows Japanese business owners and web developers to accept payments and donations on their websites.
12. [pCAT](https://www.capterra.ca/software/1025800/pcat) (0 reviews) — Payment service that combines an application and a wireless card reader to help Japanese companies streamline payments.
13. [Digitoo](https://www.capterra.ca/software/1030430/digitoo) (0 reviews) — Digitoo is a cloud-based application that automates and digitalizes the accounting process without the need for manual data entry.
14. [Lynk](https://www.capterra.ca/software/1037905/lynk) (0 reviews) — Low-Fee Pay By Bank Payments \& Card Issuance System.
15. [Volopa](https://www.capterra.ca/software/1039216/volopa) (0 reviews) — Get total control and visibility over company spend by combining global payments, multicurrency expense cards, and expense management.
16. [Killswitch](https://www.capterra.ca/software/1040270/killswitch) (0 reviews) — Payment processing solution that helps businesses monetize EV Chargers by providing QR Code to securely collect the payment.
17. [metaps Payment](https://www.capterra.ca/software/1041145/metaps-payment) (0 reviews) — Payment processing software that supports credit card terminals, offering Japan-centered establishments remittance management tools.
18. [Kyash](https://www.capterra.ca/software/1041282/kyash) (0 reviews) — Payment processing solution that helps businesses visualize money movements in real-time and sort transactional histories with tags.
19. [Finom](https://www.capterra.ca/software/1061470/finom) (0 reviews) — Finom users can process various payments with their local IBAN and free Finom cards loaded with cashback, both virtual and physical.
20. [myGMT](https://www.capterra.ca/software/1061807/mygmt) (0 reviews) — The myGMT Money Transfer App is a convenient and secure way to transfer money online to any destination in the world.
21. [B33](https://www.capterra.ca/software/1072040/B33) (0 reviews) — B33 is a cloud-based payment processing tool that helps businesses manage billing, online invoicing, reporting, and more.
22. [PayRam](https://www.capterra.ca/software/1075418/PayRam) (0 reviews) — PayRam empowers high-risk businesses to accept secure, no-KYC crypto payments with full ownership, reduced fees, and operate globally.
23. [inabit](https://www.capterra.ca/software/1076070/inabit) (0 reviews) — inabit is a cloud-based cryptocurrency wallet platform that helps businesses securely manage digital assets across blockchains.
24. [Juspay](https://www.capterra.ca/software/1017137/juspay-stack) (0 reviews) — A full-stack payments platform enabling global businesses to scale with fast, reliable, and customizable payment solutions.
25. [Akoya](https://www.capterra.ca/software/1077664/Akoya) (0 reviews) — Akoya is a secure open finance platform enabling API-driven data sharing between financial institutions and fintech companies.

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## Related Categories

- [Expense Report Software](https://www.capterra.ca/directory/30559/expense-report/software)
- [Recurring Billing Software](https://www.capterra.ca/directory/30927/recurring-billing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.ca/directory/31089/mobile-credit-card-processing/software)
- [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.ca/directory/30521/accounts-receivable/software)

## Links

- [View on Capterra](https://www.capterra.ca/directory/30232/payment-processing/software)
- [All Categories](https://www.capterra.ca/directory)

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The software lets users offer customers multiple payment methods to increase sales and customer satisfaction. Business owners in Japan can receive payments when moving their businesses from physical stores to fairs or events, improving operational efficiency. Companies with multiple stores can centralize payments and simplify the accounting management process. Individuals holding events can allow clients to buy or reserve tickets on the platform. Enterprises can also receive payments by sending customers an email with a remittance URL.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/1cea0623-3223-47c4-8ac8-37282dbad4cf.png","url":"https://www.capterra.ca/software/1041145/metaps-payment","@type":"ListItem"},{"name":"Kyash","position":18,"description":"Kyash is a smartphone application that lets Japan-based users make instant payments when shopping online or purchasing items from drug stores and supermarkets. Individuals can preload their accounts via digital banking, select convenience stores, and pay for goods without exceeding their allowable limit. The app helps with money management by showing users real-time payment histories and providing them with categorization tools to help them monitor spending habits. Individuals can create joint accounts and switch between different profiles with a single tap. They may also prevent unauthorized use and fraudulent activities by setting maximum limits for single payments.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/090a6574-03a1-4e97-8a9f-550dc5031095.jpeg","url":"https://www.capterra.ca/software/1041282/kyash","@type":"ListItem"},{"name":"Finom","position":19,"description":"Finom offers a range of payment processing possibilities. SEPA and Direct Debit transfer volume is already available in each subscription plan with no fees attached. 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No forced conversion or hidden commissions – Finom’s dedication to transparency applies to all kinds of actions within the platform, and the exchange rates are just Interbank +0,5%. 75% of those payments come to beneficiaries in less than 1 business day. \n\nFinom users can send money to each other with no restrictions or fees, or quickly top-up their wallets from any other bank they have linking it to their Finom account.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/0deb1b09-ae80-49ca-a50f-44cdbe0f81e1.jpeg","url":"https://www.capterra.ca/software/1061470/finom","@type":"ListItem"},{"name":"myGMT","position":20,"description":"The myGMT Money Transfer App is a convenient and secure way to transfer money online to any destination in the world. With this digital wallet app, you can easily send money to your family and friends, transfer cash to your home, and have access to advanced financial services.  \n\nFeatures and Benefits\nGlobal Money Transfers\nWith the myGMT Money Transfer App, you can send money easily and safely to over 200 countries worldwide. You can transfer funds to a bank account, credit card, digital wallet, or choose from thousands of cash pickup locations globally.  \n\nThe myGMT Money Transfer App is an advanced digital wallet that offers a convenient and secure way to transfer money online. With its user-friendly interface, real-time money transfers, and advanced security measures, you can easily send money to your loved ones anywhere in the world. The app also provides additional features such as home banking, transaction history tracking, and special customer benefits.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/96e0dd4e-f869-4aae-b3d1-8bff0451b875.jpeg","url":"https://www.capterra.ca/software/1061807/mygmt","@type":"ListItem"},{"name":"B33","position":21,"description":"B33 is a cloud-based payment processing tool that helps businesses manage billing, online invoicing, reporting, and more. The software integrates with CRMs to connect customer data, generate invoices based on predefined rules, offer an online portal for customers to pay bills, and more. Additionally, it also leverages AI to optimize collections, and automates workflows for refunds, credits, payment matching, and monthly ledger closing.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/25613f2d-c992-420e-9c4a-b8e6fa6649f3.png","url":"https://www.capterra.ca/software/1072040/B33","@type":"ListItem"},{"name":"PayRam","position":22,"description":"PayRam empowers high and medium-risk businesses—like iGaming platforms, casinos, adult sites, e-commerce stores, marketplaces, and charities—to accept cryptocurrency payments securely and efficiently.\n\nUnlike traditional payment processors, PayRam’s no-KYC crypto payment solution gives merchants complete ownership of their payment systems. This means no third-party interference, no chargebacks, no fund locks, and full control over your transactions.\n\nOur decentralized gateway offers a one-stop solution for businesses seeking financial autonomy. With PayRam:\n
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