---
description: Discover and compare Free Payment Processing Software Applications & Tools. Capterra is a free interactive tool that lets you quickly narrow down your software selection, contact multiple vendors, and compare platforms for your business.
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title: Free Payment Processing Software - Capterra Canada 2026
---

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# Payment Processing Software

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> Payment Processing software enables organizations of varying sizes to process credit card payments via either the internet or traditional point of sale (POS) interfaces.

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## Products

1. [CardPointe](https://www.capterra.ca/software/207548/cardpointe) — 2.9/5 (16 reviews) — Simple \& secure payment processing.
2. [Upflow](https://www.capterra.ca/software/193097/upflow) — 4.5/5 (15 reviews) — With Upflow, automate payment reminders and improve your payment experience. Save time and reduce late payments\!
3. [Mamo Business](https://www.capterra.ca/software/1037015/mamo-pay-for-business) — 4.3/5 (15 reviews) — Consolidate payment collection, corporate cards, and expense management into one beautiful, intuitive platform.
4. [Orcatec](https://www.capterra.ca/software/119837/orcatec) — 5.0/5 (14 reviews) — All MUST HAVE features gathered in one place to run successful business in service industry.
5. [MONEI](https://www.capterra.ca/software/184775/monei) — 4.4/5 (14 reviews) — MONEI is a payment gateway that allows you to accept payments and integrated directly into your website or online store.
6. [Truss Payments](https://www.capterra.ca/software/1012344/mazumago) — 4.9/5 (14 reviews) — Truss is an all-in-one banking solution for construction businesses, offering secure, streamlined banking and payment services.
7. [Mellow](https://www.capterra.ca/software/1032594/Mellow) — 4.5/5 (14 reviews) — Contract, manage, and pay your contingent workers in 100+ countries.
8. [CharityWeb](https://www.capterra.ca/software/135868/charityweb) — 4.8/5 (13 reviews) — Online fundraising platform for non-profit groups and offers tools for donation, registration, fundraising, campaigns, and more.
9. [SchoolBanks.Com](https://www.capterra.ca/software/140965/schoolbanks-com) — 4.7/5 (13 reviews) — SchoolBanks, Inc. provides K-12 SaaS Solutions for managing the spectrum of daily bookkeeping responsibilities.
10. [Horsebills](https://www.capterra.ca/software/145296/horsebills) — 4.5/5 (13 reviews) — For the first time, owners have a website where they can account for all their bills and pay online for FREE\!
11. [PayNet Banking Platform](https://www.capterra.ca/software/163173/paynet-cloud) — 4.5/5 (13 reviews) — PayNet provides White-labeled Neo Banking and Payment software solutions.
12. [Mangopay](https://www.capterra.ca/software/183514/mangopay) — 4.3/5 (13 reviews) — Mangopay is a modular end-to-end payment infrastructure provider offering platform payment solutions.
13. [Zoho Checkout](https://www.capterra.ca/software/1010690/zoho-checkout) — 4.8/5 (13 reviews) — Zoho Checkout lets businesses accept one-time or recurring payments via customizable online checkout pages.
14. [Finli](https://www.capterra.ca/software/1021943/finli) — 5.0/5 (13 reviews) — Finli allows small service-based businesses and freelancers create professional invoices and collect digital payments for free.
15. [G2A PAY](https://www.capterra.ca/software/160479/g2a-pay) — 2.9/5 (12 reviews) — G2A PAY is an online payment gateway offering over 200+ global and local payment methods in over 80 currencies.
16. [Payfacile](https://www.capterra.ca/software/185075/payfacile) — 4.3/5 (12 reviews) — Collect Online Payments And Automate Billing Without Coding.
17. [B4B Payments](https://www.capterra.ca/software/201627/b4b-payments) — 4.8/5 (12 reviews) — B4B Payments provides smart and flexible payment processing solutions, which enable organizations of any size to manage expenses.
18. [CambioCheckout](https://www.capterra.ca/software/1040563/cambiocheckout) — 4.8/5 (12 reviews) — You can accept payments from Brazil in local currency. For companies that want to reach their Brazilian customers and make more sales.
19. [Zeller](https://www.capterra.ca/software/1043251/zeller) — 4.7/5 (12 reviews) — Accept payments in more places with Zeller — whether you’re selling in-person or on-the-go. Zeller is fast to set up, makes it easy to
20. [SwipeSum](https://www.capterra.ca/software/179006/swipesum) — 4.6/5 (11 reviews) — Find and implement the best payment processing solution at the best rates with Swipesum's consultants and proprietary software.
21. [PayXpert](https://www.capterra.ca/software/205672/payxpert) — 4.5/5 (11 reviews) — Our solution is perfect for all online and offline merchants that want to accept credit card payments
22. [Letus](https://www.capterra.ca/software/207676/rentmoola) — 4.4/5 (11 reviews) — Letus is a property management software that streamlines rent payments, lease applications, tenant screenings, and other tasks.
23. [Hopscotch](https://www.capterra.ca/software/1058380/hopscotch) — 4.5/5 (11 reviews) — Hopscotch is an all-in-one invoicing \& bill pay solution with fee-free payment options and built-in cash flow management tools.
24. [Paperlesstrans](https://www.capterra.ca/software/156908/paperlesstrans) — 4.0/5 (10 reviews) — Paperless offers donor management solutions combined with cost-effective, secure payment processing, Custom Mobile Apps, and much more.
25. [Penny](https://www.capterra.ca/software/160900/penny) — 4.1/5 (10 reviews) — Penny Inc is a cloud based expense management solution. Simple and free, it is the ultimate way to manage business and travel expenses.

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## Related Categories

- [Expense Report Software](https://www.capterra.ca/directory/30559/expense-report/software)
- [Recurring Billing Software](https://www.capterra.ca/directory/30927/recurring-billing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.ca/directory/31089/mobile-credit-card-processing/software)
- [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.ca/directory/30521/accounts-receivable/software)

## Links

- [View on Capterra](https://www.capterra.ca/directory/30232/payment-processing/software)
- [All Categories](https://www.capterra.ca/directory)

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Zoho Checkout integrates with multiple payment gateways including Stripe, PayPal, and Zoho Payments, while providing real-time analytics on transaction performance. The platform prioritizes security through SSL encryption and PCI compliance to protect customer payment information. The mobile-responsive design ensures customers can make payments from any device, creating a seamless payment experience across all screens.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/db697393-bed1-4540-88c1-0fa7c3dbb4f1.png","url":"https://www.capterra.ca/software/1010690/zoho-checkout","@type":"ListItem"},{"name":"Finli","position":14,"description":"Finli is a payment management system helping service businesses get paid timely, easily and affordably. With Finli you can create invoices on desktop and mobile with absolutely no transaction fees (keep what you invoice).  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The perfect solution for companies that want to reach their Brazilian customers and make more sales.\n\nYou can send billing by E-mail, Whatsapp or integrated to your website. Your company can offer the cheapest internet payment platforms in the market. Which will help with your pricing strategy.\n\nWe offer 100% Portuguese Support, up to 12 credit card installments and API integration for ecommerce like WooCommerce and more.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/8d6db2ff-619f-4242-9a1f-365d6f25b56b.png","url":"https://www.capterra.ca/software/1040563/cambiocheckout","@type":"ListItem"},{"name":"Zeller","position":19,"description":"Accept payments in more places with Zeller — whether you’re selling in-person or on-the-go. Zeller is fast to set up, makes it easy to take payments, and affordable to run for every business. Enjoy a fully-mobile payment solution with a Zeller EFTPOS Terminal, which operates just as reliably integrated to your POS at the counter or when you’re selling on-the-go. If you’re looking for a completely mobile solution, try Tap to Pay with Zeller App — download Zeller App, enable Tap to Pay, and accept contactless payments with just your smartphone; no EFTPOS terminal or hardware required.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/2d79b209-3cbd-49f2-a9bb-10fb0267f1bb.jpeg","url":"https://www.capterra.ca/software/1043251/zeller","@type":"ListItem"},{"name":"SwipeSum","position":20,"description":"Swipesum's experts and technology finds the best payment processing solution at the best rates, for any business. With Swipesum, you can compare options from a network of more than 70 payment providers instantaneously. 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Get instant access to funds from outstanding invoices with Hopscotch Flow, an alternative to traditional accounts receivable financing.\n\nGet approved for Hopscotch Flow in 5 minutes, no credit check or UCC filing required for on-time repayments. Flow is completely private and doesn’t put valuable client relationships at risk. Businesses using Hopscotch Flow get paid 41 days faster on average than with traditional invoicing. Extend net terms to clients and receive 90% of the invoice total upfront.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/56bea8f8-69f5-4e80-a719-14ac8a98cc80.png","url":"https://www.capterra.ca/software/1058380/hopscotch","@type":"ListItem"},{"name":"Paperlesstrans","position":24,"description":"Paperless Transaction Corporation powers the most progressive and comprehensive Church/Ministry Giving and Event Registration Platform in the world.  Whether your donors want to make a contribution or register for an event by simply using their computer, a simple text message, or a custom mobile iOS or Android App, Paperless extends these powerful tools to your organization. Paperless has a whole donor management element that allows donors to easily manage their recurring giving.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/9d9cd4f9-1420-45c8-9c98-a3947a6c4c44.png","url":"https://www.capterra.ca/software/156908/paperlesstrans","@type":"ListItem"},{"name":"Penny","position":25,"description":"Penny Inc is an expense management system created for small to medium businesses. A reloadable debit MasterCard is integrated with an expense management app, enabling you to automate your business expenses.\nBusiness owners gain real-time insight into employee spend, containing budgets and reducing leakage. Penny Inc integrates with most major cloud accounting systems for seamless account reconciliation. No more manual spreadsheets, reimbursement claims, lost receipts, and unauthorized spend.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/337104b7-30cd-4dae-a147-be662a0b8ef4.png","url":"https://www.capterra.ca/software/160900/penny","@type":"ListItem"}],"numberOfItems":25}
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