---
description: Discover and compare Free Payment Processing Software Applications & Tools. Capterra is a free interactive tool that lets you quickly narrow down your software selection, contact multiple vendors, and compare platforms for your business.
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title: Free Payment Processing Software - Capterra Canada 2026
---

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# Payment Processing Software

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> Payment Processing software enables organizations of varying sizes to process credit card payments via either the internet or traditional point of sale (POS) interfaces.

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## Products

1. [Xvoucher](https://www.capterra.ca/software/1048599/xvoucher) — 4.8/5 (46 reviews) — Xvoucher’s enterprise SaaS platform enables global sales, streamlined distribution and efficient management of digital products.
2. [Dwolla](https://www.capterra.ca/software/148014/dwolla) — 4.3/5 (43 reviews) — Dwolla’s modern API simplifies how businesses can pay and get paid.
3. [PEX](https://www.capterra.ca/software/153785/pex) — 4.9/5 (40 reviews) — The PEX API can integrate with your systems to give you a custom, automated payment platform, able to process all transactions.
4. [Square Virtual Terminal](https://www.capterra.ca/software/190305/square-payments-processing) — 4.7/5 (36 reviews) — Accept every payment quickly, easily, and securely with Square Payments.
5. [Mollie](https://www.capterra.ca/software/195767/mollie) — 3.2/5 (36 reviews) — Boost conversion and drive revenue with 35+ payment methods, personalised checkout, and advanced fraud prevention tooling.
6. [Billdu](https://www.capterra.ca/software/153134/billdu) — 4.2/5 (35 reviews) — Create professional-looking invoices, estimates, and more in a few seconds with Invoice Maker Billdu.
7. [Helcim](https://www.capterra.ca/software/149107/virtual-terminal) — 3.8/5 (34 reviews) — Helcim offers a complete, affordable payment solution for businesses. Easily accept contactless payments in-store, on-the-go, or online
8. [GoSite](https://www.capterra.ca/software/206097/gosite) — 3.5/5 (33 reviews) — Focus on your business, not the paperwork. Do more in fewer clicks and manage your business on the go. Build your reputation, speed up
9. [IntelliPay](https://www.capterra.ca/software/166994/convenient-payments) — 4.6/5 (31 reviews) — IntelliPay's turnkey payment suite delivers no-cost payment processing solutions for public and private organizations of all sizes.
10. [iBanFirst](https://www.capterra.ca/software/210049/ibanfirst) — 4.5/5 (31 reviews) — Financial services platform that comes with currency management, real-time currency exchange and payments as well as risk management.
11. [Anchor](https://www.capterra.ca/software/1077987/Anchor) — 5.0/5 (30 reviews) — Anchor automate and manage your business entire billing cycle.
12. [Plastiq](https://www.capterra.ca/software/215632/plastiq) — 4.3/5 (29 reviews) — Plastiq is the smart payments platform designed to help businesses better manage cash flow with instant access to working capital.
13. [Recharge](https://www.capterra.ca/software/206617/recharge-payments) — 4.5/5 (28 reviews) — Cloud-based subscription management solution that helps eCommerce brands create retention strategies, conduct analysis, and more.
14. [Digistore24](https://www.capterra.ca/software/1024003/digistore24) — 4.7/5 (28 reviews) — Digistore24: an all-in-one platform with an online shop, automated back office, top conversion tools, and a global affiliate network.
15. [Fiverr Pro](https://www.capterra.ca/software/1019970/fiverr-business) — 4.3/5 (25 reviews) — Fiverr Pro brings you the vetted talent, collaboration tools, and team management your business needs to get every project done.
16. [Qvalia](https://www.capterra.ca/software/191303/qvalia) — 4.5/5 (23 reviews) — Qvalia is the platform for business transactions. Manage, automate, and visualize Peppol and EDI business messages.
17. [Telleroo](https://www.capterra.ca/software/178103/telleroo-bulk-payments) — 4.9/5 (22 reviews) — Say goodbye to manually keying in payroll and supplier payment data with Telleroo, your new automated bulk payments hub.
18. [Radom](https://www.capterra.ca/software/1051872/radom) — 4.8/5 (22 reviews) — Radom is a comprehensive crypto billing system that handles subscriptions, invoices, and payments with APIs and webhooks.
19. [Nickel](https://www.capterra.ca/software/1068882/Nickel) — 4.9/5 (21 reviews) — Nickel lets businesses send and receive payments online through cards, ACH, and bank transfers. No monthly fees, no hidden costs.
20. [SecurionPay](https://www.capterra.ca/software/147787/securionpay) — 4.8/5 (20 reviews) — Online payment platform designed to maximize merchant's revenue. Accept and manage card transactions easier than ever.
21. [AcTouch.com](https://www.capterra.ca/software/139249/actouch-com) — 4.4/5 (18 reviews) — Online Cloud ERP for SME Business Owners who wants to run and grow their Business. We ALWAYS support you as your business grows.
22. [Square Payment Links](https://www.capterra.ca/software/208464/square-online-checkout) — 4.6/5 (18 reviews) — Square Online Checkout helps you sell or accept payment almost anywhere online using easy-to-create links, buy buttons, or QR codes.
23. [Instamojo](https://www.capterra.ca/software/182477/instamojo) — 3.9/5 (17 reviews) — Instamojo is an eCommerce platform that allows businesses to easily create a professional online store.
24. [RewardPay](https://www.capterra.ca/software/203669/rewardpay) — 4.2/5 (17 reviews) — Rates: 0% credit card processing | 1.25% + $0.25 debit card processing | No contracts or termination fees | A+ BBB Rating
25. [GolfClubSubs](https://www.capterra.ca/software/209016/golfclubsubs) — 4.8/5 (17 reviews) — Smart Direct Debit and payment services for your Golf Club.

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## Related Categories

- [Expense Report Software](https://www.capterra.ca/directory/30559/expense-report/software)
- [Recurring Billing Software](https://www.capterra.ca/directory/30927/recurring-billing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.ca/directory/31089/mobile-credit-card-processing/software)
- [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.ca/directory/30521/accounts-receivable/software)

## Links

- [View on Capterra](https://www.capterra.ca/directory/30232/payment-processing/software)
- [All Categories](https://www.capterra.ca/directory)

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Online and in-person, and all with advanced fraud prevention tools, simplified reconciliation, and a centralised dashboard to manage everything in one place. \n\nMollie is ideal for small to medium-sized businesses looking to streamline their online payment systems. Its user-friendly interface and flexible features also make it suitable for larger companies aiming to enhance their customer payment experiences.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/d4ea8287-6dd2-4f60-b168-368fdca94294.png","url":"https://www.capterra.ca/software/195767/mollie","@type":"ListItem"},{"name":"Billdu","position":6,"description":"Billdu allows you to quickly and easily create professional-looking invoices, estimates, and other documents wherever you are. 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It offers tools for personalized subscription experiences via no-code portals, dynamic bundling, and tiered discounts. The platform includes analytics for performance monitoring and optimization. Recharge features retention tools such as cancellation prevention and win-back campaigns.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/48b20192-ed47-41ba-bf67-b6da3c22c764.png","url":"https://www.capterra.ca/software/206617/recharge-payments","@type":"ListItem"},{"name":"Digistore24","position":14,"description":"Digistore24 is a German all-in-one sales platform with an integrated online shop, complete back-office automation, industry-leading conversion tools, and an international affiliate network. The software is designed for businesses, freelancers, and affiliates who sell digital products, software, services, events, books, and more.\n\nWith the Digistore24 app, entrepreneurs and affiliates can keep track of their online business anytime and anywhere. The app offers full control over transactions, payments, e-tickets, discount codes, analytics, products, and the affiliate marketplace, even on the go.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/39cefedd-0ec5-488b-8f44-1ed134bd832c.png","url":"https://www.capterra.ca/software/1024003/digistore24","@type":"ListItem"},{"name":"Fiverr Pro","position":15,"description":"Fiverr Pro is your business’s answer to adapting in a changing workforce. Connect to curated talent, collaborate on every project, streamline your budgeting and payments, and manage it all in one place.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/50cfc067-d28f-4b86-920d-fbaa5f618fd1.png","url":"https://www.capterra.ca/software/1019970/fiverr-business","@type":"ListItem"},{"name":"Qvalia","position":16,"description":"Qvalia is the platform for business transactions. By managing, automating, and visualizing Peppol and EDI business messages, we streamline processes and create value from sales and purchase information.\n\nCreate, send, and receive all business messages. From e-invoices, e-orders, and response messages to catalogs and punchout. API integration or the graphical user interface ensures swift onboarding.\n\nPayments and O2C services include B2B e-commerce checkout widgets, automated invoicing, reconciliation, master data, and more.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/13e70220-ba4a-4d16-8e9d-c8e93051ef35.png","url":"https://www.capterra.ca/software/191303/qvalia","@type":"ListItem"},{"name":"Telleroo","position":17,"description":"Say goodbye to manually keying in payment and payee data with Telleroo, your new automated bulk payments hub.\n\nSync your payroll payments and supplier payments from Xero, Employment Hero, Staffology, SafeHR (formerly CitrusHR) and more or upload a payment file from Sage, QBO or everywhere else to send payments in seconds.\n\nGive your teammates permission to create, review and approve payments, stopping the CEO bottleneck.\n\nTelleroo will alert you if bank details are updated, a new employee/supplier is added, or if a recipient name is a full match, partial match or no match to the bank account holder, giving you an extra layer of protection.\n\nYou can even scan bank details from invoices to de-risk payments to new suppliers!\n\nUse Telleroo to pay UK-based vendors and employees in GBP or to convert and send payments in USD, EUR, AUD, CAD and more! If you're a Xero user you can reconcile international payments without having to adjust the exchange rate.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/6f548457-7c8a-428c-b9d3-8fd1f81b1539.png","url":"https://www.capterra.ca/software/178103/telleroo-bulk-payments","@type":"ListItem"},{"name":"Radom","position":18,"description":"Radom is a crypto payment processor that provides a full-suite crypto billing solution for subscriptions, invoices, and payments – with APIs, Webhooks and more. The platform accepts over 24 cryptocurrencies from 10 blockchains, catering to a global audience. With white-label services, companies can maintain their brand while using Radom's payment gateway. Its user-friendly checkout pages and payment links facilitate quick crypto payment adoption.\n \n Radom enables various payment models, including recurring and usage-based plans. Its automated tools simplify subscription management and invoicing, and instant withdrawals speed up transactions. The platform can handle both small and large transaction volumes, scaling with business growth to provide a comprehensive solution for integrating crypto payments and expanding market reach.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/b5ae7f95-38da-4eea-8c7d-d4f19b08dd84.png","url":"https://www.capterra.ca/software/1051872/radom","@type":"ListItem"},{"name":"Nickel","position":19,"description":"Nickel is a free integrated payments solution that lets businesses send and receive payments quickly and with the lowest possible fees. Nickel is the only truly transparent payment processor, with no monthly fees, no penalties for chargebacks, and no hidden costs. \n\nThe only payments processor built for industry, Nickel is capable of processing large transactions (up to $1mn) without a hitch. ACH transactions are always free, and card processing rates are competitive. \n\nNickel automatically syncs with your QuickBooks, mails checks on your behalf,  can generate unique payment links tied to invoices, and so much more.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/f0251ed9-5b1f-4a26-a265-1b1de14a7ef9.png","url":"https://www.capterra.ca/software/1068882/Nickel","@type":"ListItem"},{"name":"SecurionPay","position":20,"description":"SecurionPay redefines and simplifies credit card processing. We offer a hassle-free online payment solutions created for online merchants. SecurionPay is a cross-device, online and mobile based payment gateway that offers developers and end-users friendly and simple card payment experience. A set of clean and robust APIs is capable of supporting any payment scenario in the most secure and easy way.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/f452512b-511f-4f84-a0fd-a949be4104be.png","url":"https://www.capterra.ca/software/147787/securionpay","@type":"ListItem"},{"name":"AcTouch.com","position":21,"description":"Powerful features of Cloud ERP is available at the Cost of Accounting Software. A beautiful SaaS application with ability to CUSTOMISE as per your needs.\n\nBusiness owner with < 100 employees with many operations, NOW can manage their operations with Ease, Controls & Audits. You save TIME & MONEY. Beautiful User Interface for Invoice, Bills, Taxes, Inventory, Manufacturing with post Sales Warranty, Generation of Bar codes, SMS interface makes your employees life easy & improve productivity.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/bd9da109-975d-4c33-907c-982eb514b1c1.png","url":"https://www.capterra.ca/software/139249/actouch-com","@type":"ListItem"},{"name":"Square Payment Links","position":22,"description":"Square Online Checkout helps you sell or accept payment almost anywhere online using easy-to-create links, buy buttons, or QR codes. With no contracts, monthly fees, or start-up costs, users only pay 3.3% + 30 cents per transaction.\n\nIt's so simple, customers click through & get taken to a checkout page where they only need to enter three things: name, email, and payment info so transactions are fast, easy, and friction-free.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/c5e95c0d-c94e-434e-9f81-c472311d1cfb.png","url":"https://www.capterra.ca/software/208464/square-online-checkout","@type":"ListItem"},{"name":"Instamojo","position":23,"description":"Instamojo is India’s simplest online platform to create an online store. We power small, independent businesses, MSMEs & startups with eCommerce stores and online payment solutions. Instamojo powers 10% of the digitally active MSMEs in India and is trusted by lakhs of businesses across the country. Instamojo offers payment solutions, marketing tools, and other tools to run a successful online business","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/e0621367-fe6d-4795-ae3a-c2d0b5465b36.png","url":"https://www.capterra.ca/software/182477/instamojo","@type":"ListItem"},{"name":"RewardPay","position":24,"description":"Rates: 0% credit card processing | 1.25% + $0.25 debit card processing | No contracts or termination fees | A+ BBB Rating.\n\nEnjoy zero cost credit card processing with no contracts or termination fees. With RewardPay powered by Payroc, your business can add a credit card fee to the total price that customers pay for a product or service. From total compliance with all major card brands to promoting full price transparency with customers, RewardPay is your solution.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/1bb616ec-e9d0-459a-8b7a-d1a89036a637.png","url":"https://www.capterra.ca/software/203669/rewardpay","@type":"ListItem"},{"name":"GolfClubSubs","position":25,"description":"Smart Direct Debit and payment services for your Golf Club. Streamline memberships, monthly installments, paperless Direct Debit, payment reports and more with our simple, intuitive system. We've automated the admin, saving your team time. No more chasing late payers!","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/f95fc836-c6df-4bc0-a81c-0b1ea1619345.png","url":"https://www.capterra.ca/software/209016/golfclubsubs","@type":"ListItem"}],"numberOfItems":25}
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