---
description: Discover and compare Payment Processing Software Applications & Tools for Mac. Capterra is a free interactive tool that lets you quickly narrow down your software selection, contact multiple vendors, and compare platforms for your business.
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title: Payment Processing Software for Mac - Price comparison & Reviews - Capterra Canada 2026
---

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# Payment Processing Software

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> Payment Processing software enables organizations of varying sizes to process credit card payments via either the internet or traditional point of sale (POS) interfaces.

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## Products

1. [Juspay](https://www.capterra.ca/software/1017137/juspay-stack) (0 reviews) — A full-stack payments platform enabling global businesses to scale with fast, reliable, and customizable payment solutions.
2. [Ivorypay](https://www.capterra.ca/software/1051867/ivorypay) (0 reviews) — Ivorypay is a cryptocurrency payment solution that lets African businesses accept USDT/USDC payments with settlements and more.
3. [ClickBillR](https://www.capterra.ca/software/1078149/ClickBillR) (0 reviews) — Payment processing tool that helps businesses manage invoices, orders, customers, payments requests, items, recurring requests \& more.
4. [Kasha](https://www.capterra.ca/software/1079145/Kasha) (0 reviews) — Free payment processing for UK small businesses. Accept card, open banking, and direct bank transfers — all in one simple flow.
5. [Blue Cimarron](https://www.capterra.ca/software/1080403/Blue-Cimarron) (0 reviews) — Free accounting software for small businesses with invoicing, expenses, and reports.
6. [NPSOne](https://www.capterra.ca/software/1081703/NPSOne) (0 reviews) — Payment processing solution that helps businesses manage transactions, invoicing, deposits, disputes, customer data, and more.
7. [Arbiter Pay](https://www.capterra.ca/software/1081807/Arbiter-Pay) (0 reviews) — Arbiter Pay is a payment software that helps schools process secure and efficient payments to officials, coaches, and event staff.
8. [AlphaPay](https://www.capterra.ca/software/1082194/AlphaPay) (0 reviews) — AlphaPay helps businesses reach millions of global customers by enabling cross border payments and major credit cards.
9. [EdTech Solutions](https://www.capterra.ca/software/1082929/EdTech-Solutions) (0 reviews) — AOPAY Cloud-Based EdTech Software create, manage, \& scale online learning with courses, analytics, virtual classrooms, \& secure access.
10. [UPI & QR Payment Collection](https://www.capterra.ca/software/1082910/UPI-QR-Payment-Collection) (0 reviews) — AOPAY Best UPI \& QR Code Payment Collection API for merchants to accept UPI payments and generate QR codes for secure transactions.
11. [Virtual Account](https://www.capterra.ca/software/1082908/Virtual-Account) (0 reviews) — AOPAY Best Virtual Account API solution collect \& track payment that allow businesses to create virtual bank accounts for customers.
12. [Mooblink](https://www.capterra.ca/software/1087478/Mooblink) (0 reviews) — Mooblink is a checkout API and seller portal that enables SaaS businesses to sell digital products globally via Merchant-of-Record.
13. [AnchorPay](https://www.capterra.ca/software/1089549/AnchorPay) (0 reviews) — Payment processing platform for high-risk businesses. Accept payments online, in person, or by phone.
14. [Everman Dairy](https://www.capterra.ca/software/1091800/Everman-Dairy) (0 reviews) — Everman Dairy is a dairy management software that handles milk entry, billing, WhatsApp invoicing, and UPI payment tracking.
15. [4dev.com](https://www.capterra.ca/software/1069852/4dev-com) (0 reviews) — 4dev.com helps businesses manage contractors and freelancers worldwide. Send secure global payouts to 150+ countries.
16. [Apaya](https://www.capterra.ca/software/1094793/Apaya) (0 reviews) — Apaya.io is payment orchestration software that connects businesses to over 60 payment providers and automates transaction routing.
17. [Southpay](https://www.capterra.ca/software/1094881/Southpay) (0 reviews) — Cryptocurrency exchange solution that enables e-commerce businesses to accept cryptocurrencies as payments in real-time.
18. [Kobble](https://www.capterra.ca/software/1095169/Kobble) (0 reviews) — Kobble is a banking-as-a-service platform that enables companies to launch cards, wallets, and payment products in weeks.
19. [paytech](https://www.capterra.ca/software/1062730/paytech) (0 reviews) — paytech is a white-label payment gateway allowing businesses to launch custom solutions with access to various integrations.
20. [Rapid Payments](https://www.capterra.ca/software/1097258/Rapid-Payments) (0 reviews) — Payment processing platform that enables businesses to accept payments online, in-person, and across multiple channels.
21. [VELA](https://www.capterra.ca/software/1099445/VELA) (0 reviews) — VELA is a payment platform that unifies gateways, methods, and transactions into one secure, centralized system.
22. [Atoa Business](https://www.capterra.ca/software/1099940/Atoa-Business) (0 reviews) — Atoa Business lets UK businesses accept Pay by Bank and card payments with lower fees and quicker settlement.
23. [Mitte](https://www.capterra.ca/software/1099959/Mitte) (0 reviews) — Mitte parking software unifies rates, payments, inventory, and reporting from multiple vendors into one streamlined dashboard.
24. [Ragapay](https://www.capterra.ca/software/1100825/Ragapay) (0 reviews) — Ragapay is software for businesses to accept global payments via cards, wallets, crypto, and IBAN accounts.
25. [Who Owes What](https://www.capterra.ca/software/1101153/Who-Owes-What) (0 reviews) — Split the check. Skip the math. No account required.

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## Related Categories

- [Expense Report Software](https://www.capterra.ca/directory/30559/expense-report/software)
- [Recurring Billing Software](https://www.capterra.ca/directory/30927/recurring-billing/software)
- [Accounting Software](https://www.capterra.ca/directory/1/accounting/software)
- [Accounts Payable Software](https://www.capterra.ca/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.ca/directory/30521/accounts-receivable/software)

## Links

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Payments link automatically to your invoices, bookings, and CRM, so your business stays organised without manual work.\n\nAll core payment features are free, with upgrade options for analytics, multiple users, and preferential transaction rates. Perfect for freelancers, tradespeople, and small businesses ready to get paid their way.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/1eb52660-1c01-4f82-a109-8765202aba45.jpeg","url":"https://www.capterra.ca/software/1079145/Kasha","@type":"ListItem"},{"name":"Blue Cimarron","position":5,"description":"BlueCimarron is free accounting software built for small businesses, freelancers, and nonprofits that need simple, powerful financial management without monthly fees. It combines invoicing, expense tracking, and complete financial reporting—Profit & Loss, Balance Sheet, and Cash Flow—in one clean, intuitive dashboard.\n\nWith BlueCimarron, you can send professional invoices, record payments, and categorize expenses effortlessly. Real-time insights help you understand where your money is going, while automated reports keep your business organized and ready for tax time.\n\nDesigned as a lightweight alternative to QuickBooks, BlueCimarron delivers all the essentials for running your business—without the complexity, setup fees, or subscription costs. 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Businesses typically process $10,000 to $10M+ per month and want interchange-plus pricing, QuickBooks integration, and a dedicated relationship manager — not a call center.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/9dd16a66-63dd-47ca-8e0d-3566bcbabd2d.png","url":"https://www.capterra.ca/software/1081703/NPSOne","@type":"ListItem"},{"name":"Arbiter Pay","position":7,"description":"Arbiter Pay is a school payment software that processes payments to officials, coaches, and 1099 workers in educational and athletic environments. The system allows administrators to schedule payments in advance or on demand, eliminate paper checks, track payment history, and maintain reports for compliance reviews. \n\nArbiter Pay offers multiple payment options including direct deposit, reloadable debit cards, and electronic transfers while maintaining data security standards. The platform integrates with Arbiter Game for payment approvals and reconciliation, reducing manual entry and administrative work. The software encrypts sensitive account information, prevents duplicate payments, and provides reporting capabilities for financial management. \n\nArbiter Pay connects payment data with scheduling functions to create a centralized system for managing transactions.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/a195a48d-93be-478f-96fd-279b43e7455b.png","url":"https://www.capterra.ca/software/1081807/Arbiter-Pay","@type":"ListItem"},{"name":"AlphaPay","position":8,"description":"AlphaPay is a payment gateway that enables acceptance of global payment methods including WeChat Pay, Alipay, UnionPay, and major credit cards. With a single integration, it connects to multiple global payment channels. The API integrates with existing systems while minimizing disruptions. The platform supports various payment options including mobile wallets, credit/debit cards, and QR code payments across different channels. For in-store transactions, AlphaPay provides static QR codes, POS integration, and a mobile app. Online payment options include eCommerce API and WeChat Mini Program integration. AlphaPay features encrypted payment channels for security and offers settlement in Canadian dollars without currency exchange. The system provides fast settlement cycles and connects merchants to a large user base through an all-in-one payment platform.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/d10693cf-735b-4f32-95e2-3fa10e10a65a.jpg","url":"https://www.capterra.ca/software/1082194/AlphaPay","@type":"ListItem"},{"name":"EdTech Solutions","position":9,"description":"AOPAY Best EdTech Software – Scalable Platform for Online Learning and Training\n\nAOPAY Cloud-Based EdTech software solution is designed to help educational institutions, training providers, and organizations deliver engaging and effective digital learning experiences. Ideal for schools, universities, EdTech companies, & corporate training teams, our solution supports online, blended, & remote learning models.\nUsers can easily create & manage courses using intuitive tools that support video lessons, quizzes, assessments, assignments, & certifications. Mobile-responsive design ensures learners can access content anytime, anywhere, improving engagement and completion rates across devices.\nPlatform provides centralized learner &  course management, including enrollment tracking, progress monitoring, automated notifications, & role-based access control. Secure user authentication, data encryption, & compliance-ready features help protect learner data & safe learning environment.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/cea4e7be-c48b-46d4-ab73-e63e4b783316.png","url":"https://www.capterra.ca/software/1082929/EdTech-Solutions","@type":"ListItem"},{"name":"UPI & QR Payment Collection","position":10,"description":"AOPAY Best UPI & QR Payment Collection API & Payment Processing API solution allows you to accept UPI payments & generation of dynamic QR codes for transactions. AOPAY streamlines digital payments through real-time UPI processing, intelligent routing, & instant bank settlements.\n\nAOPAY upi payment collection solution support major UPI applications, offers customizable QR codes, & provides multi-app compatibility. Our API integrates with various payment environments & includes features such as real-time payment status updates, transaction dashboards, & automated reconciliation reports. AOPAY solution maintains security standards with PCI DSS certification, end-to-end encryption, & fraud detection capabilities. Additional functionalities include instant settlement to bank accounts, bulk payout processing, & webhook integration for real-time updates. AOPAY system processes transactions efficiently while providing transaction analytics & status monitoring tools to track payment activities.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/0818e372-71ab-4a01-8d21-7be50dc2f838.png","url":"https://www.capterra.ca/software/1082910/UPI-QR-Payment-Collection","@type":"ListItem"},{"name":"Virtual Account","position":11,"description":"AOPAY Best Virtual Account Management API solution is a payment tracking and collection system that allow businesses to create virtual bank accounts for customers. Our solution automates reconciliation for NEFT, IMPS, and RTGS payments with real-time tracking capabilities. AOPAY solution features instant account creation, payment matching, analytics dashboard, webhook notifications, customizable settlement cycles, and security compliance. \n\nAOPAY virtual account system integrates with multiple programming languages through RESTful APIs and includes documentation for developers. Our solution monitors transactions in real-time, tracks payment success rates, settlement timelines, customer payment patterns, and reconciliation status. AOPAY Virtual Account API supports major banks including HDFC, ICICI, SBI, and Axis Bank with immediate activation for payment collection.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/6c6c0e44-36eb-440a-b257-cd4b4a1efb73.png","url":"https://www.capterra.ca/software/1082908/Virtual-Account","@type":"ListItem"},{"name":"Mooblink","position":12,"description":"Mooblink is a checkout API and seller portal for SaaS businesses and digital creators selling globally. As a Merchant-of-Record platform, it manages payments, compliance, tax calculations, and payouts. Supporting local payment methods like mobile money, bank transfers, and digital wallets alongside card payments, it enables transactions in Africa, Latin America, and Asia. The platform offers a unified checkout experience, allowing non-technical sellers to manage products via a portal, while developers can use the API for custom setups. Mooblink handles regulatory and licensing requirements in all operating markets. Features include cart recovery to address abandoned transactions and payment intelligence to identify friction points and failures. Mooblink assumes liability for chargebacks, fraud, and disputes. Integration options include SDKs, popup modals, and hosted checkout pages.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/7e64f6c8-e94d-4d34-816c-9b8f2e112f8d.png","url":"https://www.capterra.ca/software/1087478/Mooblink","@type":"ListItem"},{"name":"AnchorPay","position":13,"description":"AnchorPay is a payment processing platform that helps businesses accept credit cards, ACH, and digital payments online, in person, and over the phone. We specialize in high-risk and hard-to-place merchants, including businesses declined or shut down by providers like Stripe, Square, or PayPal.\n\nOur platform includes secure payment gateways, virtual terminals, invoicing, recurring billing, and ACH/eCheck processing. AnchorPay supports both card-present and card-not-present environments, giving businesses a flexible way to manage payments across multiple channels.\n\nWe focus on transparency, stability, and savings. Most clients reduce processing costs by up to 20 percent while gaining a reliable long-term solution and direct, expert support. AnchorPay is built for businesses that need more than a one-size-fits-all payment provider.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/62e3e8ef-b69b-4ec3-b04b-ec71d9a39561.jpg","url":"https://www.capterra.ca/software/1089549/AnchorPay","@type":"ListItem"},{"name":"Everman Dairy","position":14,"description":"Everman Dairy is a dairy management software designed to digitize operations for milk vendors and dairy owners in India. The platform streamlines daily tasks through an auto-generate function for milk entries, eliminating the need for manual record-keeping. Monthly bills are created automatically, with calculations that factor in discounts and advances for accurate invoicing. The software includes WhatsApp integration, allowing bills to be sent directly to customers in Hindi or English. Digital payment tracking supports UPI applications such as GPay and Paytm. Customer management tools provide detailed account views, including ledgers and billing history. Analytics features offer insights to support business decisions. The mobile-friendly Progressive Web App works offline, enabling management from any location. Everman Dairy serves the dairy industry with tools that modernize traditional operations.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/d27a28b0-6892-4dc1-bfcf-6c764298426b.png","url":"https://www.capterra.ca/software/1091800/Everman-Dairy","@type":"ListItem"},{"name":"4dev.com","position":15,"description":"4dev.com is a global Contractor of Record platform. Send payments to 150+ countries. One agreement with 4dev.com covers all contractors you work with, regardless of their location. Effortlessly hire talent in the CIS, Asia, EU, and more. Pay in 30+ fiat currencies or crypto. Send money in USD, EUR, USDT, USDC, and more. Contractors can withdraw funds to a bank account, card, or cryptocurrency wallet. You pay a fee of 3% or less per payout, with no subscriptions or surprise costs. Get audit-ready invoices. Every payout is accompanied by an exportable invoice that complies with international financial reporting standards (IFRS). That way, you are prepared for accounting, audits, and due diligence. Contractors withdraw in fiat or crypto. Once funds are sent to the contractor’s 4dev.com account, they can withdraw them to a bank account, card, or crypto wallet. Withdrawals typically process within 1 business day. Legal crypto payments. Send in crypto — receive in fiat, or vice versa.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/fc614e71-9285-4660-91cf-98b6282550e0.png","url":"https://www.capterra.ca/software/1069852/4dev-com","@type":"ListItem"},{"name":"Apaya","position":16,"description":"Apaya.io is payment orchestration software that integrates with PSPs and payment methods across the MENA region. The platform connects to PSPs and payment methods, including Mada and KNET, through no-code tools that enable deployment of payment flows with minimal development effort. Apaya.io manages approval rates and costs through intelligent routing and automatic retries. Security features include PCI-DSS compliance, tokenisation, and a secure vault to protect transactions. The unified analytics dashboard delivers real-time insights to optimise revenue and mitigate risk. Pre-built local connectors support scaling into new regions. The software provides flexibility in selecting PSPs, fraud tools, and BNPL partners, eliminating provider lock-in as operations expand into new markets.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/b0f56e44-c8de-430e-82a2-aee765621e34.jpg","url":"https://www.capterra.ca/software/1094793/Apaya","@type":"ListItem"},{"name":"Southpay","position":17,"description":"Southpay is a crypto payment solution enabling merchants to accept cryptocurrencies as payments in the checkout. It integrates with e-commerce system, such as WooCommerce, Magento, PrestaShop, BigCommerce, WHMCS and even custom builds via a plug-and-play setup requiring no prior crypto knowledge.\n\nThe platform processes transactions with flexible payout options in cryptocurrency or fiat (USD, EUR, GBP, AUD, etc), offering automatic currency conversion to streamline operations and reduce chargeback risks. Southpay features settlement processing and a unique fee structure compared to traditional processors. Southpay helps merchants accept cryptocurrency as an alternative payment method alongside traditional options.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/9151b559-6104-4350-943a-f6daf898f739.jpg","url":"https://www.capterra.ca/software/1094881/Southpay","@type":"ListItem"},{"name":"Kobble","position":18,"description":"Kobble is a banking-as-a-service platform enabling companies to launch financial products like cards, wallets, and payment solutions. Its modular infrastructure supports licensed, compliant offerings, with products live in as little as eight weeks. The platform includes a real-time ledger with an immutable audit trail and API-first integration. The Cards module supports prepaid, debit, and virtual Mastercard cards compatible with Apple Pay and Google Pay. The Accounts module offers BSB numbers, transaction and savings accounts, and multi-currency support. The Wallets module enables stored value and peer-to-peer transfers. The Payments module integrates Australian payment rails like PayID, PayTo, and BPAY. Kobble is an AFSL-licensed, AUSTRAC-registered, Mastercard principal issuer, managing licensing and compliance. Its modular architecture lets companies select capabilities and scale operations, with modules for KYC, AML monitoring, and fraud detection.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/88d0b2aa-0563-4fc3-9f0e-d4b47cb6f3ea.jpg","url":"https://www.capterra.ca/software/1095169/Kobble","@type":"ListItem"},{"name":"paytech","position":19,"description":"paytech is a white-label payment gateway platform that enables businesses to launch customized payment solutions with full platform ownership. The software provides access to multiple payment service providers and technologies through a unified API, connecting with major processors such as Stripe, Revolut, Mercado Pago, and Klarna without requiring multiple integrations. \n\nPayment orchestration capabilities allow seamless routing across providers, optimizing acceptance rates in real time. The AI Copilot feature simplifies configuration tasks. Additional modules include accounting tools, customer onboarding with identity verification, fraud prevention, PCI DSS compliance support, real-time performance monitoring, and a back-office integrations hub. The platform holds PCI DSS Level 1 certification for security. Operating on a SaaS model, paytech covers deployment, training, orchestration, and support under a single fee.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/066f0f25-f24c-4c8f-bda6-be2196a92de6.png","url":"https://www.capterra.ca/software/1062730/paytech","@type":"ListItem"},{"name":"Rapid Payments","position":20,"description":"Rapid Payments is a merchant services platform that enables businesses to accept payments online, in-person, and across channels. The platform partners with processors to facilitate secure payment processing. Online payment processing operates through virtual terminals that accept cards and digital wallets. In-person solutions include POS systems and mobile readers for transactions at physical locations\n\nThe platform connects online, in-store, and mobile transactions through omnichannel integration. Features include recurring billing for subscription-based payments, multi-currency support for international transactions, and advanced reporting tools for transaction analysis. Security measures include PCI-compliant protocols, fraud prevention tools, and chargeback management capabilities. Payment gateways and virtual terminals provide additional processing options.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/cc50b1fc-8257-447d-b04b-66c7d8ea435f.png","url":"https://www.capterra.ca/software/1097258/Rapid-Payments","@type":"ListItem"},{"name":"VELA","position":21,"description":"VELA is a unified payment processing platform that centralizes payment gateways and methods into a secure system. The software offers flexible APIs for control over transactions, payouts, invoicing, and auditing. VELA supports credit, debit, prepaid cards, PayPal, Alipay, bank transfers, and options such as pay-by-text. The platform handles single, recurring, split, and scheduled payments across point-of-sale, mobile, and virtual environments. Security features include 3DES and AES-256 encryption, PCI DSS v4.0, HIPAA, GDPR, and CCPA compliance, two-factor authentication, 3D Secure 2.0, and secure data management. Fraud prevention capabilities use geolocation, device identification, and IP analysis. Tokenization enables secure repeat transactions without storing sensitive card information. VELA integrates with CRM, ERP, accounting, and booking systems to streamline operations and enhance data management across business infrastructures.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/45965a6e-0a9b-44d4-b233-e596b1aeecba.jpg","url":"https://www.capterra.ca/software/1099445/VELA","@type":"ListItem"},{"name":"Atoa Business","position":22,"description":"Atoa Business is a payment platform enabling UK businesses to accept Pay by Bank and card payments through a unified system. The platform offers payment links via SMS or email, in-store QR codes, POS terminals, and online checkout integrations. Customers can pay directly from banking apps using biometric authentication or through traditional methods such as Visa, Mastercard, Amex, Apple Pay, and Google Pay. Atoa Business automates financial operations with real-time transaction visibility, faster reconciliation, and reduced administrative work. The platform includes partial and split payment capabilities, instant payment reminders, and one-click refunds. It integrates with accounting and e-commerce tools such as Xero, Shopify, Magento, WooCommerce, and WordPress. Pay by Bank transactions settle instantly, while larger operations can consolidate daily payouts. FCA-authorized and ISO-27001/SOC2 certified, Atoa Business maintains high security standards for payment processing.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/e58ce4b2-06a9-46b1-99aa-ccb219e97990.jpg","url":"https://www.capterra.ca/software/1099940/Atoa-Business","@type":"ListItem"},{"name":"Mitte","position":23,"description":"Mitte is parking management software that consolidates operations into a unified interface. The platform integrates rate management, payment processing, inventory control, and financial reporting across vendors, eliminating the need for multiple systems. Operators can adjust pricing across aggregators, track financials in real time, and access insights like occupancy rates and peak hours. The software optimizes event-based parking sales, manages temporary rate adjustments, and ensures consistent inventory data across channels. Blackout tools control date-specific restrictions, while a universal QR code payment solution standardizes transactions. The Integrations Hub connects with parking platforms and payment apps, enabling seamless tool integration. Mitte simplifies operational data through a centralized dashboard, synchronizes rates across vendors, and provides analytics for revenue optimization.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/4704fba7-207c-4dc9-b733-95dfefb2ed76.png","url":"https://www.capterra.ca/software/1099959/Mitte","@type":"ListItem"},{"name":"Ragapay","position":24,"description":"Ragapay is a global payment gateway enabling businesses to accept payments through various channels, including Visa, Mastercard, Apple Pay, Google Pay, and cryptocurrency with fiat-to-crypto conversion. Business IBAN accounts are available with SEPA and SWIFT for international transfers. The platform ensures security with PCI-DSS compliance and advanced encryption to protect data and prevent fraud. Chargeback protection and dispute management tools assist businesses in handling transaction issues. Customer support is available 24/7 for payment processing needs. Merchant onboarding is fast, allowing businesses to start accepting payments quickly. Operating across multiple countries, the platform processes transactions seamlessly. It combines multiple payment methods into a unified platform, eliminating the need for separate integrations. Merchant account services and PCI-DSS compliance solutions support secure payment operations.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/b5af5b08-206a-4f24-956e-5acc34f1cc83.jpg","url":"https://www.capterra.ca/software/1100825/Ragapay","@type":"ListItem"},{"name":"Who Owes What","position":25,"description":"Most bill-splitting tools want an account, a group, and a growing history of everything you’ve ever spent together. Who Owes What exists for the opposite reason: your splits should stay yours, and settling up should take minutes, not maintenance.\n\nI built it so you can scan or type a receipt, tap who had what, and send clean totals—without signing up, without a permanent cloud ledger of every dinner and trip, and without turning a one-off meal into a long-running “who owes whom” database on someone else’s servers. Data ownership means saved splits live on your device; simplicity means one bill, one answer, then you’re done.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/ac860366-e8cb-42ff-977b-2f9641569110.png","url":"https://www.capterra.ca/software/1101153/Who-Owes-What","@type":"ListItem"}],"numberOfItems":25}
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