---
description: Compare Square Virtual Terminal vs PayNearMe. Learn more about each of the software’s price, features, and helpful software reviews for Canadian business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Square Virtual Terminal vs PayNearMe Comparison - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/31089/mobile-credit-card-processing/software) > [Square Virtual Terminal \<span\>vs\</span\> PayNearMe](https://www.capterra.ca/compare/190305/198204/square-payments-processing/vs/paynearme)

# Compare Square Virtual Terminal vs PayNearMe

Canonical: https://www.capterra.ca/compare/190305/198204/square-payments-processing/vs/paynearme

> Detailed comparison between Square Virtual Terminal and PayNearMe. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Square Virtual Terminal | PayNearMe |
| **Overall rating** | 4.7/5 | 3.0/5 |
| **Total Reviews** | 36 | 2 |
| **Starting Price** | - | - |
| **Free Trial** | - | - |
| **Free Version** | Yes | No |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base Software, Phone Support, Chat | Chat |
| **Training Software** | In Person, Documentation | In Person, Live Online, Documentation |

## Best for

### Square Virtual Terminal

From a one-person shop just starting out, to an enterprise scaling their operations, Square works for every type of business.

### PayNearMe

Lending&#10;Collections&#10;Mortgage&#10;Financial Institutions&#10;Utilities&#10;Governments

## Key features

### Square Virtual Terminal

- API
- Accounting Integration
- Activity Dashboard
- Billing & Invoicing
- Credit Card Management
- Credit Card Processing
- Data Import/Export
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Fraud Detection
- In-Person Payments
- Mobile Card Reader
- Multiple Payment Options
- Online Payments
- PCI Compliance Software
- Payment Fraud Prevention
- Recurring/Subscription Billing

### PayNearMe

- ACH Payment Processing
- Debit/Credit Card Processing
- In-Person Payments
- Mobile Payments
- Online Payments
- Recurring/Subscription Billing

## Links

- [View Square Virtual Terminal Profile](https://www.capterra.ca/software/190305/square-payments-processing)
- [View PayNearMe Profile](https://www.capterra.ca/software/198204/paynearme)
- [View Original Comparison](https://www.capterra.ca/compare/190305/198204/square-payments-processing/vs/paynearme)

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