---
description: Compare 360 Payments vs Payment Collection. Learn more about each of the software’s price, features, and helpful software reviews for Canadian business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: 360 Payments vs Payment Collection Comparison - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [360 Payments \<span\>vs\</span\> Payment Collection](https://www.capterra.ca/compare/177326/1082918/360-payments/vs/Payment-Collection)

# Compare 360 Payments vs Payment Collection

Canonical: https://www.capterra.ca/compare/177326/1082918/360-payments/vs/Payment-Collection

> Detailed comparison between 360 Payments and Payment Collection. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | 360 Payments | Payment Collection |
| **Overall rating** | 4.7/5 | - |
| **Total Reviews** | 35 | 0 |
| **Starting Price** | - | - |
| **Free Trial** | No | No |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base Software, Phone Support, 24/7 (Live rep), Chat |
| **Training Software** | In Person, Documentation, Videos | In Person, Live Online, Documentation, Videos |

## Best for

### 360 Payments

360 Payments is used by automotive repair shops, medical practices, dental offices, and businesses requiring integrated payment solutions.

### Payment Collection

AOPAY is used by eCommerce platforms, SaaS companies, marketplaces, online service providers, educational platforms, healthcare providers, and telemedicine services.

## Key features

### 360 Payments

- ACH Payment Processing
- API
- Billing & Invoicing
- Data Security
- Debit/Credit Card Processing
- Electronic Signature
- In-Person Payments
- Mobile Payments
- Multiple Payment Options
- Online Payments
- PCI Compliance Software
- Payment Fraud Prevention
- Payment Gateway Integration
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics

### Payment Collection

- ACH Payment Processing
- API
- Billing & Invoicing
- Data Security
- Debit/Credit Card Processing
- Electronic Signature
- In-Person Payments
- Mobile Payments
- Multiple Payment Options
- Online Payments
- PCI Compliance Software
- Partial Payments
- Payment Fraud Prevention
- Payment Gateway Integration
- Payment Links
- Real-Time Data
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics
- Transaction Monitoring

## Links

- [View 360 Payments Profile](https://www.capterra.ca/software/177326/360-payments)
- [View Payment Collection Profile](https://www.capterra.ca/software/1082918/Payment-Collection)
- [View Original Comparison](https://www.capterra.ca/compare/177326/1082918/360-payments/vs/Payment-Collection)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"360 Payments vs Payment Collection Comparison - Capterra Canada 2026","description":"Compare 360 Payments vs Payment Collection. Learn more about each of the software’s price, features, and helpful software reviews for Canadian business users.","url":"https://www.capterra.ca/compare/177326/1082918/360-payments/vs/Payment-Collection","about":[{"@id":"https://www.capterra.ca/software/177326/360-payments#software"},{"@id":"https://www.capterra.ca/software/1082918/Payment-Collection#software"}],"breadcrumb":{"@id":"https://www.capterra.ca/compare/177326/1082918/360-payments/vs/Payment-Collection#breadcrumblist"},"@id":"https://www.capterra.ca/compare/177326/1082918/360-payments/vs/Payment-Collection#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.capterra.ca/#website"},"inLanguage":"en-CA","publisher":{"@id":"https://www.capterra.ca/#organization"}},{"name":"360 Payments","description":"360 Payments is a payment processing system that streamlines financial transactions for businesses. The platform integrates with business management software to enhance operational efficiency. Its text-to-pay feature enables sending invoices directly to customers via text message, allowing for convenient smartphone payments. The system includes consumer financing capabilities that provide payment plan options based on credit profiles. Mobile payment functionality delivers reliable payment processing on the go with extended battery performance. Additional features include compliant surcharging options and business capital access through cash advances. The platform connects with leading business systems to improve workflow efficiency while maintaining transparency. 360 Payments delivers customer support to address payment processing issues promptly, operating as a partner that provides straightforward payment solutions.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/b27f82c5-aeca-4275-8814-2c75207546f0.png","url":"https://www.capterra.ca/software/177326/360-payments","@id":"https://www.capterra.ca/software/177326/360-payments#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.ca/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":35},"operatingSystem":"Cloud, Apple, Windows, Android, Platform ios, Platform ipad"},{"name":"Payment Collection","description":"AOPAY Best Payment Collection API is a payment processing solution that automates payment collection and subscription management. It supports multiple payment methods including cards, UPI, wallets, and net banking. Features such as recurring billing, automated retries, and subscription management help maintain consistent revenue while reducing administrative work.\n\nAOPAY Payment Processing solution includes smart routing to optimize transaction success rates and lower costs, along with analytics dashboards that provide insights for decision-making. Security measures include PCI DSS Level 1 compliance, 256-bit SSL encryption, tokenization, and fraud detection capabilities. It adheres to regulations including RBI guidelines, GDPR, and SOX. Integration is facilitated through APIs, documentation, and SDKs, with 24/7 support available. Payment Collection streamlines operations through its comprehensive payment processing capabilities.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/f2f40606-25be-492e-bf7d-533157e104b2.png","url":"https://www.capterra.ca/software/1082918/Payment-Collection","@id":"https://www.capterra.ca/software/1082918/Payment-Collection#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.ca/#organization"},"applicationCategory":"BusinessApplication","operatingSystem":"Cloud"},{"@id":"https://www.capterra.ca/compare/177326/1082918/360-payments/vs/Payment-Collection#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"360 Payments vs Payment Collection","position":3,"item":"https://www.capterra.ca/compare/177326/1082918/360-payments/vs/Payment-Collection","@type":"ListItem"}]}]}
</script>