---
description: Compare Penny vs PayPal. Learn more about each of the software’s price, features, and helpful software reviews for Canadian business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Penny vs PayPal Comparison - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Expense Report Software](/directory/30559/expense-report/software) > [Penny \<span\>vs\</span\> PayPal](https://www.capterra.ca/compare/160900/179251/penny/vs/paypal)

# Compare Penny vs PayPal

Canonical: https://www.capterra.ca/compare/160900/179251/penny/vs/paypal

> Detailed comparison between Penny and PayPal. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Penny | PayPal |
| **Overall rating** | 4.1/5 | 4.6/5 |
| **Total Reviews** | 10 | 26408 |
| **Starting Price** | - | US$0.29 |
| **Free Trial** | Yes | No |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | 24/7 (Live rep) | Email/Help Desk, FAQs/Forum, Knowledge Base Software, Phone Support, Chat |
| **Training Software** | Live Online, Documentation | Documentation, Videos |

## Best for

### Penny

Small to medium sized businesses with between 5-250 employees.

### PayPal

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

## Key features

### Penny

- API
- Activity Dashboard
- Data Import/Export
- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Online Payments
- PCI Compliance Software
- Payment Gateway Integration
- Receipt Management
- Transaction Monitoring

### PayPal

- API
- Activity Dashboard
- Ad hoc Reporting
- Data Import/Export
- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Monitoring
- Online Payments
- PCI Compliance Software
- Payment Fraud Prevention
- Payment Gateway Integration
- Payment Links
- Performance Management
- Product Catalog
- Real-Time Data
- Receipt Management
- Risk Analysis
- Shipping Labels
- Transaction Monitoring

## Links

- [View Penny Profile](https://www.capterra.ca/software/160900/penny)
- [View PayPal Profile](https://www.capterra.ca/software/179251/paypal)
- [View Original Comparison](https://www.capterra.ca/compare/160900/179251/penny/vs/paypal)

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