---
description: Compare CUBIC vs Heartland Payments+. Learn more about each of the software’s price, features, and helpful software reviews for Canadian business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: CUBIC vs Heartland Payments+ Comparison - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Utility Billing Software](/directory/20017/utility-billing/software) > [CUBIC \<span\>vs\</span\> Heartland Payments+](https://www.capterra.ca/compare/16084/119791/cubic/vs/heartland-payment-processing)

# Compare CUBIC vs Heartland Payments+

Canonical: https://www.capterra.ca/compare/16084/119791/cubic/vs/heartland-payment-processing

> Detailed comparison between CUBIC and Heartland Payments+. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | CUBIC | Heartland Payments+ |
| **Overall rating** | 4.6/5 | 4.3/5 |
| **Total Reviews** | 13 | 132 |
| **Starting Price** | US$4,000.00 | - |
| **Free Trial** | - | Yes |
| **Free Version** | No | No |
| **Deployment** | Windows (Desktop) | Cloud, SaaS, Web-based, Windows (On-Premise), Linux (On-Premise) |
| **Support** | Email/Help Desk, Phone Support | Email/Help Desk, Phone Support, 24/7 (Live rep) |
| **Training Software** | In Person, Live Online | In Person, Documentation |

## Best for

### CUBIC

Small to large utility operations looking for a robust modular system that gives you the capabilities to run your operation.

### Heartland Payments+

Designed to assist medical practices, local governments, and utility providers with an integrated payment processing solution.

## Key features

### CUBIC

- ACH Payment Processing
- Billing & Invoicing
- Contact Database
- Electronic Payments
- Meter Data Management
- Metered Billing
- Non-Metered Billing
- Online Payments
- Payment Collection
- Penalty/Cut-Off Processing
- Rate Management
- Reporting & Statistics
- Third-Party Integrations

### Heartland Payments+

- ACH Payment Processing
- API
- Billing & Invoicing
- Cost Estimating
- Electronic Payments
- Online Invoicing
- Online Payments
- Point of Sale (POS)
- Recurring Invoicing
- Reporting/Analytics
- Search/Filter
- Third-Party Integrations

## Links

- [View CUBIC Profile](https://www.capterra.ca/software/16084/cubic)
- [View Heartland Payments+ Profile](https://www.capterra.ca/software/119791/heartland-payment-processing)
- [View Original Comparison](https://www.capterra.ca/compare/16084/119791/cubic/vs/heartland-payment-processing)

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