---
description: Learn more about Carat pricing, benefits, and disadvantages for your business in Canada. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Carat Pricing, Reviews & Features - Capterra Canada 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Carat](/software/1066329/carat) > [Carat Alternatives](https://www.capterra.ca/alternatives/1066329/carat)

# Alternatives to Carat

Canonical: https://www.capterra.ca/alternatives/1066329/carat

> Explore the top alternatives to Carat. Compare features, ratings, and reviews to find the best software for your needs.

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## Top Alternatives

1. **Stripe** — 4.6/5 (3339 reviews) — Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features.
   - [View profile](https://www.capterra.ca/software/123889/stripe)
   - [Compare vs Carat](https://www.capterra.ca/compare/123889/1066329/stripe/vs/carat)
2. **Square Payments** — 4.7/5 (2686 reviews) — Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go.
   - [View profile](https://www.capterra.ca/software/170278/square-payments-processing)
   - [Compare vs Carat](https://www.capterra.ca/compare/170278/1066329/square-payments-processing/vs/carat)
3. **Amazon Pay** — 4.6/5 (152 reviews) — Amazon Pay leverages the security and trust of Amazon to optimize checkout. Simplify checkout, increase sales. Sign Up for Amazon Pay.
   - [View profile](https://www.capterra.ca/software/1013054/amazon-pay)
   - [Compare vs Carat](https://www.capterra.ca/compare/1013054/1066329/amazon-pay/vs/carat)
4. **Heartland Payments+** — 4.3/5 (132 reviews) — Heartland is the point of sale, payments and payroll solution of choice for nearly 1,000,000 businesses on a mission to sell more, keep
   - [View profile](https://www.capterra.ca/software/119791/heartland-payment-processing)
   - [Compare vs Carat](https://www.capterra.ca/compare/119791/1066329/heartland-payment-processing/vs/carat)
5. **360 Payments** — 4.7/5 (35 reviews) — 360 Payments simplifies transactions with integrated payments, text-to-pay, financing, and mobile solutions for businesses.
   - [View profile](https://www.capterra.ca/software/177326/360-payments)
   - [Compare vs Carat](https://www.capterra.ca/compare/177326/1066329/360-payments/vs/carat)
6. **SumUp** — 4.5/5 (1470 reviews) — SumUp provides payment processing, card acceptance, and POS systems to help small businesses manage finances effectively.
   - [View profile](https://www.capterra.ca/software/170673/sumup-air)
   - [Compare vs Carat](https://www.capterra.ca/compare/170673/1066329/sumup-air/vs/carat)
7. **Cheddar Up** — 4.9/5 (84 reviews) — Cheddar Up makes it easy for group organizers to collect payments and create custom forms online – for free.
   - [View profile](https://www.capterra.ca/software/1037769/cheddar-up)
   - [Compare vs Carat](https://www.capterra.ca/compare/1037769/1066329/cheddar-up/vs/carat)
8. **QuickBooks Money** — 4.4/5 (100 reviews) — Cloud-based mobile payment processing solution that lets businesses manage transactions, generate invoices and more.
   - [View profile](https://www.capterra.ca/software/170065/QuickBooks-Money)
   - [Compare vs Carat](https://www.capterra.ca/compare/170065/1066329/QuickBooks-Money/vs/carat)
9. **Stax** — 4.1/5 (129 reviews) — Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.
   - [View profile](https://www.capterra.ca/software/157492/fattmerchant-payments-online)
   - [Compare vs Carat](https://www.capterra.ca/compare/157492/1066329/fattmerchant-payments-online/vs/carat)
10. **Adyen** — 4.6/5 (31 reviews) — Cloud-based payment platform that assists businesses with local payment connections, risk management, and revenue optimization.
    - [View profile](https://www.capterra.ca/software/165680/adyen)
    - [Compare vs Carat](https://www.capterra.ca/compare/165680/1066329/adyen/vs/carat)
11. **WEX Field Service Management** — 4.6/5 (64 reviews) — WEX FSM is the all-in-one solution for HVAC, plumbing, and mechanical contractors to simplify operations and accelerate cash flow.
    - [View profile](https://www.capterra.ca/software/183763/payzerware)
    - [Compare vs Carat](https://www.capterra.ca/compare/183763/1066329/payzerware/vs/carat)
12. **QuickBooks GoPayment** — 4.6/5 (5 reviews) — A mobile payment gateway that helps businesses process credit cards with a card reader plugin and mobile application.
    - [View profile](https://www.capterra.ca/software/1017602/quickbooks-gopayment)
    - [Compare vs Carat](https://www.capterra.ca/compare/1017602/1066329/quickbooks-gopayment/vs/carat)
13. **Square Virtual Terminal** — 4.7/5 (36 reviews) — Accept every payment quickly, easily, and securely with Square Payments.
    - [View profile](https://www.capterra.ca/software/190305/square-payments-processing)
    - [Compare vs Carat](https://www.capterra.ca/compare/190305/1066329/square-payments-processing/vs/carat)
14. **Payanywhere** — 3.0/5 (15 reviews) — Payanywhere is a payment processing software that enables businesses to accept payments in-store, online, and mobile.
    - [View profile](https://www.capterra.ca/software/171169/payanywhere-mobile)
    - [Compare vs Carat](https://www.capterra.ca/compare/171169/1066329/payanywhere-mobile/vs/carat)
15. **Zeller** — 4.7/5 (12 reviews) — Accept payments in more places with Zeller — whether you’re selling in-person or on-the-go. Zeller is fast to set up, makes it easy to
    - [View profile](https://www.capterra.ca/software/1043251/zeller)
    - [Compare vs Carat](https://www.capterra.ca/compare/1043251/1066329/zeller/vs/carat)

## Related Categories

- [Payment Processing Software](https://www.capterra.ca/directory/30232/payment-processing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.ca/directory/31089/mobile-credit-card-processing/software)

## Links

- [View on Capterra](https://www.capterra.ca/alternatives/1066329/carat)
- [View Product Profile](https://www.capterra.ca/software/1066329/carat)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/10020621/Carat/alternatives/> |
| en-AE | <https://www.capterra.ae/alternatives/1066329/carat> |
| en-AU | <https://www.capterra.com.au/alternatives/1066329/carat> |
| en-CA | <https://www.capterra.ca/alternatives/1066329/carat> |
| en-GB | <https://www.capterra.co.uk/alternatives/1066329/carat> |
| en-IE | <https://www.capterra.ie/alternatives/1066329/carat> |
| en-IL | <https://www.capterra.co.il/alternatives/1066329/carat> |
| en-IN | <https://www.capterra.in/alternatives/1066329/carat> |
| en-NZ | <https://www.capterra.co.nz/alternatives/1066329/carat> |
| en-SG | <https://www.capterra.com.sg/alternatives/1066329/carat> |
| en-ZA | <https://www.capterra.co.za/alternatives/1066329/carat> |

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